20 Best Personal Finance Software for Free in January 2025

Showing 1-20 out of 34

List of the Best Personal Finance Software For Free as of January 2025

9.8

Spot Score

Quicken

Master your money, wherever you go.

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3.9

(10242)

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Product Description

Quicken is the personal finance software that makes it easy to set and manage personal finances. Its a mobile apps give users the ability to access their finances everywhere, anytime – whether they're at home or on-the-go. With tools like enterprising budgeting and bill reminders, Quicken gives ...

Pricing

Free Trial available, Try Now

9.8

Spot Score

Mint

Take control of your finances with Mint.

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3.4

(30)

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Product Description

Mint is a free, open-source personal finance software that helps users to stay on top of money. An easy way to track expenses, Mint does all the complicated math. Unlike other personal finance apps, Mint doesn't just track balance, it shows how much money is being put into accounts. It also ...

Pricing

Mint offers custom pricing plan

9.4

Spot Score

You Need A Budget

Manage your money, meet your goals.

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4.3

(1501)

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Product Description

You Need A Budget is the software that manages personal finance. It shows how much individuals should be spending every month to stay within the budget goals. With You Need A Budget, user can create budgets for three different categories of expenses: groceries, entertainment, and ...

Pricing

Free Trial available, Try Now

9.4

Spot Score

Spendee

Finances made easy, insights made smarter.

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3.1

(10)

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Product Description

Say goodbye to guesswork and manual tracking! Spendee helps you keep your finances on track like never before - it automatically and thoroughly analyzes income and expenses and produces revolutionary insights for smart money management. With its modern interface and bank account integration, ...

Pricing

Free Trial available, Try Now

Starts from $1.25/Month when Billed Yearly, also offers free forever plan

9.2

Spot Score

Emma

Take control of your finances effortlessly.

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Product Description

Efficiently track and manage your finances with ease using Emma - the cutting-edge money management app. With real-time monitoring, Emma helps users save money by preventing overdrafts and identifying unnecessary subscriptions. This all-in-one solution conveniently connects to multiple accounts ...

Pricing

Emma offers custom pricing plan

9.1

Spot Score

Goodbudget

Take control of your finances effortlessly.

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4.3

(1)

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Product Description

Goodbudget is the personal finance software that helps to manage both income and expenses on a monthly basis. It's streamlined and web-based, so it won't require an installation on computer to use. Goodbudget has several features have found incredibly useful: The Month Viewer provides a quick ...

Pricing

9.0

Spot Score

Monarch Money

Take control of your finances effortlessly.

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Product Description

Monarch Money is a personal finance software for Mac that will help to create, track and manage financial goals & bills, either for personal finance or company finances. Besides manage all of the accounts in one place, Monarch Money comes with customizable reports to track money by bills, ...

Pricing

Free Trial available, Try Now

Starts from $7.50/Month when Billed Yearly

8.9

Spot Score

PocketSmith

Plan your finances, save more, worry less.

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Product Description

PocketSmith is financial software allows to create a comprehensive personal financial plan. PocketSmith can help to get organized and save more, track spending habits and credit usage, help to avoid overdraft fees, and provide a way to work out complex payment plans. It also offers exclusive ...

Pricing

8.8

Spot Score

Monzo

Simplify your banking, take control of your money.

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Product Description

Welcome to Monzo, the revolutionary solution that is simplifying banking with its user-friendly approach. Banking made easy has never been more accurate with Monzo, your all-in-one digital financial companion. Ditch the hassle of traditional banks and their burdensome paperwork and hidden ...

Pricing

8.6

Spot Score

CalendarBudget

Master your finances, one calendar at a time.

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4.6

(28)

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Product Description

CalendarBudget is the simplified way to budget, track money and manage debts. It allows to create highly efficient budgets that will help individuals stay on track. CalendarBudget makes it simple to see the big picture so individuals can spend with confidence on what they love while managing ...

Pricing

Free Trial available

CalendarBudget offers custom pricing plan

8.5

Spot Score

Pallo

Take control of your finances with ease.

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Product Description

Introducing Pallo, the comprehensive financial management platform designed to streamline and simplify your financial life. With the tagline "All-In-One Financial Management Platform," Pallo is the go-to solution for professionals, entrepreneurs, and small business owners looking for peace of ...

Pricing

Starts from $10.00/month when Billed Yearly, also offers free forever plan

8.4

Spot Score

FinWise

Empower your financial journey with ease.

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Product Description

Embark on a seamless personal finance journey with FinWise, where simplicity meets financial empowerment. At FinWise, they acknowledge the intricacies of managing money, yet they believe it should not be overwhelming. This state-of-the-art platform equips users with the resources needed to ...

Pricing

Free Trial available

8.4

Spot Score

CountAbout

Manage your money with ease and peace of mind.

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Product Description

CountAbout is a web-based personal finance software that uses progress bars to help user track financial goals in addition to providing a wide variety of reports to help to maintain financial well being. With this fully featured, yet easy to use personal finance program, user can organize all ...

Pricing

Free Trial available, Try Now

8.4

Spot Score

Banktivity

Take control of your finances with ease and style.

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Product Description

Banktivity is a personal finance software with easy to use tools for tracking expenses, income, and payments. Featuring an incredibly user-friendly interface, Banktivity also includes banking calculators for determining the best payment dates. With its unique automatic day-counting feature, ...

Pricing

Free Trial available, Try Now

8.3

Spot Score

Snoop

Simplify your finances, maximize savings, secure your future.

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Product Description

Discover Snoop - the innovative money management solution designed to slash the cost of living. With Snoop, revolutionize your financial habits and take charge of your spending. Effortlessly monitor your expenses, establish budgets, cut down on bills, and boost your savings effortlessly. Leave ...

Pricing

8.2

Spot Score

Lunch Money

Take control of your finances with ease.

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Product Description

Lunch Money Personal Finance Software is a simple, easy-to-use, low cost software program for managing personal finance. It includes a bank account reconciliation formula to keep checkbook records accurate. The electronic bill payment format makes life much easier when paying monthly bills from ...

Pricing

Free Trial available, Try Now

8.1

Spot Score

Savology

Secure your finances for a successful future.

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4.9

(40)

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Product Description

Savology is the ideal financial planning tool for small to medium businesses. It gives users personalized advice to help secure their finances and provides a financial report card to review progress. Track tasks and milestones to reach financial goals with ease. Savology offers a comprehensive, ...

Pricing

8.1

Spot Score

Cashews

Take control of your finances with ease and confidence.

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Product Description

Introducing Cashews - The Unique Personal Finance App that revolutionizes the way you manage your finances. Say goodbye to the stress and confusion of money management with Cashews' innovative approach to budgeting. Cashews goes beyond traditional financial tools by offering predictive cash ...

Pricing

8.1

Spot Score

Certaincents

Secure your future and simplify your finances.

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Product Description

Certaincents is the ultimate solution for all your financial planning and budgeting needs. This software simplifies the complex task of financial planning and helps secure your future. With online access and efficient tools, you can easily manage bills and relieve stress. The software not only ...

Pricing

Free Trial available

8.0

Spot Score

roublez

Take charge of your finances with Roublez.

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Product Description

Roublez helps you stay in control of your budgets and finances with ease. Track account transactions, learn where your assets are coming from and where they are going and view this information using various visualisations. Create real bank accounts, virtual accounts tracks, transfers and much ...

Pricing

Free Trial available, Try Now

Best Personal Finance Software For Free

Quicken

Master your money, wherever you go.

Mint

Take control of your finances with Mint.

Mint is a free, open-source personal finance software that helps users to stay on top of money. An easy way to track expenses, Mint does all the complicated math. Unlike other personal finance apps, Mint doesn't just track balance, it shows how much money is being put into accounts. It also ...

You Need A Budget

Manage your money, meet your goals.

You Need A Budget is the software that manages personal finance. It shows how much individuals should be spending every month to stay within the budget goals. With You Need A Budget, user can create budgets for three different categories of expenses: groceries, entertainment, and ...

Spendee

Finances made easy, insights made smarter.

Say goodbye to guesswork and manual tracking! Spendee helps you keep your finances on track like never before - it automatically and thoroughly analyzes income and expenses and produces revolutionary insights for smart money management. With its modern interface and bank account integration, ...

Emma

Take control of your finances effortlessly.

Efficiently track and manage your finances with ease using Emma - the cutting-edge money management app. With real-time monitoring, Emma helps users save money by preventing overdrafts and identifying unnecessary subscriptions. This all-in-one solution conveniently connects to multiple accounts ...

Goodbudget

Take control of your finances effortlessly.

Goodbudget is the personal finance software that helps to manage both income and expenses on a monthly basis. It's streamlined and web-based, so it won't require an installation on computer to use. Goodbudget has several features have found incredibly useful: The Month Viewer provides a quick ...

Monarch Money

Take control of your finances effortlessly.

Monarch Money is a personal finance software for Mac that will help to create, track and manage financial goals & bills, either for personal finance or company finances. Besides manage all of the accounts in one place, Monarch Money comes with customizable reports to track money by bills, ...

PocketSmith

Plan your finances, save more, worry less.

PocketSmith is financial software allows to create a comprehensive personal financial plan. PocketSmith can help to get organized and save more, track spending habits and credit usage, help to avoid overdraft fees, and provide a way to work out complex payment plans. It also offers exclusive ...

Monzo

Simplify your banking, take control of your money.

Welcome to Monzo, the revolutionary solution that is simplifying banking with its user-friendly approach. Banking made easy has never been more accurate with Monzo, your all-in-one digital financial companion. Ditch the hassle of traditional banks and their burdensome paperwork and hidden ...

CalendarBudget

Master your finances, one calendar at a time.

CalendarBudget is the simplified way to budget, track money and manage debts. It allows to create highly efficient budgets that will help individuals stay on track. CalendarBudget makes it simple to see the big picture so individuals can spend with confidence on what they love while managing ...

Pallo

Take control of your finances with ease.

Introducing Pallo, the comprehensive financial management platform designed to streamline and simplify your financial life. With the tagline "All-In-One Financial Management Platform," Pallo is the go-to solution for professionals, entrepreneurs, and small business owners looking for peace of ...

FinWise

Empower your financial journey with ease.

Embark on a seamless personal finance journey with FinWise, where simplicity meets financial empowerment. At FinWise, they acknowledge the intricacies of managing money, yet they believe it should not be overwhelming. This state-of-the-art platform equips users with the resources needed to ...

CountAbout

Manage your money with ease and peace of mind.

CountAbout is a web-based personal finance software that uses progress bars to help user track financial goals in addition to providing a wide variety of reports to help to maintain financial well being. With this fully featured, yet easy to use personal finance program, user can organize all ...

Banktivity

Take control of your finances with ease and style.

Banktivity is a personal finance software with easy to use tools for tracking expenses, income, and payments. Featuring an incredibly user-friendly interface, Banktivity also includes banking calculators for determining the best payment dates. With its unique automatic day-counting feature, ...

Snoop

Simplify your finances, maximize savings, secure your future.

Discover Snoop - the innovative money management solution designed to slash the cost of living. With Snoop, revolutionize your financial habits and take charge of your spending. Effortlessly monitor your expenses, establish budgets, cut down on bills, and boost your savings effortlessly. Leave ...

Lunch Money

Take control of your finances with ease.

Lunch Money Personal Finance Software is a simple, easy-to-use, low cost software program for managing personal finance. It includes a bank account reconciliation formula to keep checkbook records accurate. The electronic bill payment format makes life much easier when paying monthly bills from ...

Savology

Secure your finances for a successful future.

Savology is the ideal financial planning tool for small to medium businesses. It gives users personalized advice to help secure their finances and provides a financial report card to review progress. Track tasks and milestones to reach financial goals with ease. Savology offers a comprehensive, ...

Cashews

Take control of your finances with ease and confidence.

Introducing Cashews - The Unique Personal Finance App that revolutionizes the way you manage your finances. Say goodbye to the stress and confusion of money management with Cashews' innovative approach to budgeting. Cashews goes beyond traditional financial tools by offering predictive cash ...

Certaincents

Secure your future and simplify your finances.

Certaincents is the ultimate solution for all your financial planning and budgeting needs. This software simplifies the complex task of financial planning and helps secure your future. With online access and efficient tools, you can easily manage bills and relieve stress. The software not only ...

roublez

Take charge of your finances with Roublez.

Roublez helps you stay in control of your budgets and finances with ease. Track account transactions, learn where your assets are coming from and where they are going and view this information using various visualisations. Create real bank accounts, virtual accounts tracks, transfers and much ...

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