You Need A Budget Reviews in January 2025: User Ratings, Pros & Cons

YNAB saved my finances

In the past I always made budgets but never tracked my money or follows the budget in the end. I always felt an envelope system would be better for my husband and myself but we live in a digital world and most of our payments are online. YNAB solved this. They provide a digital envelope system that helped us really understand where our money was going. Now when we step out of budget instead of it building up on a credit card we use money we had assigned elsewhere. We care more about going ...

Game-ify Your Budget

I love using YNAB! It has made my finances much more manageable and I feel like I always know where my money goes and where I can spend it. Thank you YNAB!

YNAB has really helped me budget…

YNAB has really helped me budget better. This is important being retired and on a fixed income.

Ease of program

Ease of program

Best budget tool / app that I have used…

Best budget tool / app that I have used to date

YNAB has become an essential tool for me

YNAB has become an essential tool for me. As a homemaker, tracking our finances helps me know how much money we have left and where we have been spending them. YNAB makes things easier because of the seamless transition between mobile app and desktop browser. I use the mobile app for tracking stuff on the go and the desktop browser for my weekly 'balancing the books'. There was a bit of learning curve at first specially with setting up, but once you get the hang of it, it's like a planner ...

Really like where my money is going at…

Really like where my money is going at a glance

THANK YOU YNAB!!

YNAB has been such a great addition to my life. The ease that comes with using this service is truly life saving. It was intimidating to get my goals originally set because this is a really powerful tool, but once goals are set and you have a feel for how things work it is so easy-breezy to use. It does feel like I have a handle on my finances now. Thank you YNAB for being such a powerful tool!

The help resources are great

The help resources are great. I really find the "Heard if from Hannah" videos really helpful.

must have

it's awesome – intuitive and reliable