Compare PayPal Credit vs Splitit

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• Offers convenient financing options with 0% APR on qualifying purchases, allowing for larger purchases to be spread out easily.

• Intuitive to use and provides a seamless online shopping experience, especially for PayPal users.

• Widely accepted by many online retailers and offers rewards without annual fees, making it a flexible payment option.

• Provides quick credit approval and easy access to credit, allowing for immediate use and benefit.

• Useful for budget management, helping users with organizing purchases and earning rewards.

• High-interest rates after promotional periods can be a concern for users, impacting affordability.

• Limited transparency in indicating which sellers accept PayPal Credit or qualify for promotional offers, causing confusion during checkout.

• Inconsistencies in customer service quality, particularly in resolving disputes or providing assistance, affecting user experience.

• Provides flexibility for customers to pay over time with 0% interest and low fees.

• Intuitive setup and user-friendly dashboard for easy use.

• Excellent customer service and support provided.

• Increases sales and average order value for businesses.

• Innovative shopping experience with flexible payment options.

• May have a complex set of features and customizations for new users without sufficient support.

• Limited selection of additional apps and connectors in the Marketplace could restrict advanced functionalities.