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PayPal Credit - Buy Now Pay Later Platforms

PayPal Credit

Simplify your payments, unlock your potential.

3.7

(52)
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What is PayPal Credit?

PayPal Credit is a powerful line of credit that provides convenience and control over your finances. With no annual fees and a flexible payment plan, you have the freedom to pay for your purchases immediately or over time. Get an instant credit line with easy and secure application process that will always be there when you need it.

Customer Type

  • Large Enterprises

  • Medium Business

  • Small Business

Platform Type

  • SaaS/Web/Cloud

PayPal Credit software demo

View demo

PayPal Credit Pricing

Visit website

Free Trial

  • Not available

PayPal Credit Pricing

  • Offers free forever plan

Pricing Model

  • Freemium

Visit website

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Empowering financial freedom for all.

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Shop now, pay later with ease.

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PayPal Credit Reviews & Ratings

3.7

Very Good

Based on 52 ratings & 70 reviews

Rating Distribution

Excellent

(33)

Very Good

(12)

Good

(7)

Poor

(4)

Terible

(14)

Expert's Review generated by AI

PayPal Credit offers a convenient financing solution with wide acceptance and reward benefits for users. The ability to make online purchases and defer payments effortlessly stands out as a key strength. Users appreciate features like 0% financing and the flexibility to pay over time, making it ideal for managing expenses and budgeting. The option for monthly and ...Read more

PayPal Credit pros and cons

  • Offers convenient financing options with 0% APR on qualifying purchases, allowing for larger purchases to be spread out easily.

  • Intuitive to use and provides a seamless online shopping experience, especially for PayPal users.

  • Widely accepted by many online retailers and offers rewards without annual fees, making it a flexible payment option.

  • Provides quick credit approval and easy access to credit, allowing for immediate use and benefit.

  • Useful for budget management, helping users with organizing purchases and earning rewards.

  • High-interest rates after promotional periods can be a concern for users, impacting affordability.

  • Limited transparency in indicating which sellers accept PayPal Credit or qualify for promotional offers, causing confusion during checkout.

  • Inconsistencies in customer service quality, particularly in resolving disputes or providing assistance, affecting user experience.

User Review

EH

Erick H

12/08/23

0 out of 5

"Terrible, they give you nothing of credit"

What do you like best about PayPal Credit? Nothing.................... Make yourself a favor and never apply for this. What do you dislike about ...

Read more

EH

Erick H

12/08/23

0 out of 5

"Terrible, they give you nothing of credit"

What do you like best about PayPal Credit? Nothing.................... Make yourself a favor and never apply for this. What do you dislike about ...

Read more

RT

Rebecca T

08/10/23

4 out of 5

"PayPal Credit is easy to use and offers rewards without anual fees"

What do you like best about PayPal Credit? I can use it almost anywhere and get rewarded for spending. What do you dislike about PayPal Credit? There ...

Read more

JE

Jill E

08/08/23

5 out of 5

"Love Pay Pal Credit"

What do you like best about PayPal Credit? I was able to remodel my bathroom because the vendor accepted it. I used the 0% financing and paid it off ...

Read more

PayPal Credit Support

Customer Service

Online

Location

NA

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

Some top alternatives to PayPal Credit includes Payline Data, Checkout.com, plug&paid, Four and Splitit.

No, PayPal Credit doesn't provide API.

No, PayPal Credit doesn't provide mobile app.

PayPal Credit is located in NA

PayPal Credit offers Freemium pricing model

We don't have information regarding integrations of the PayPal Credit as of now.

The starting price is not disclosed by PayPal Credit. You can visit PayPal Credit pricing page to get the latest pricing.

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Researched by Rajat Gupta