PayPal Credit Reviews in February 2025: User Ratings, Pros & Cons

"Terrible, they give you nothing of credit"

What do you like best about PayPal Credit? Nothing.................... Make yourself a favor and never apply for this. What do you dislike about PayPal Credit? Credit is too short. They only give me like $200 and when I asked more they just raised it to $400 I got up to $15,000 on other cards. What problems is PayPal Credit solving and how is that benefiting you? Nothing, on the contrary it just generates more problems.

"Terrible, they give you nothing of credit"

What do you like best about PayPal Credit? Nothing.................... Make yourself a favor and never apply for this. What do you dislike about PayPal Credit? Credit is too short. They only give me like $200 and when I asked more they just raised it to $400 I got up to $15,000 on other cards. What problems is PayPal Credit solving and how is that benefiting you? Nothing, on the contrary it just generates more problems.

"PayPal Credit is easy to use and offers rewards without anual fees"

What do you like best about PayPal Credit? I can use it almost anywhere and get rewarded for spending. What do you dislike about PayPal Credit? There are some vendors that do not take it. What problems is PayPal Credit solving and how is that benefiting you? It is another credit card I can use. It helps me pay bills while earning rewards and credit.

"Love Pay Pal Credit"

What do you like best about PayPal Credit? I was able to remodel my bathroom because the vendor accepted it. I used the 0% financing and paid it off in 6 months. It is very convientent to have it as an option when paying online as well. What do you dislike about PayPal Credit? Not everyone accepts this line of credit. What problems is PayPal Credit solving and how is that benefiting you? I can make a purchase with 0% finance and pay within 6 months

"Flexible payment"

What do you like best about PayPal Credit? It is the most convenient method of payment and the best thing is it does not charge annual fees, also it is flexible to use as it is accepted by many retail shops. What do you dislike about PayPal Credit? The one thing I dislike is sometimes it charges high interest rates. What problems is PayPal Credit solving and how is that benefiting you? It is easier to use as it has a friendly interface and the best thing is it does not charge annual fees. ...

"PayPal Credit Makes Flexible Financing Simple"

What do you like best about PayPal Credit? What I enjoy most about PayPal Credit is that it provides simple and adaptable financing alternatives that make it easy to make online purchases and defer payments. It is a practical option for online buying because to its wide acceptance and interaction with PayPal accounts. The PayPal platform is made more user-friendly by the ability to handle payments and trace transactions. What do you dislike about PayPal Credit? What I don't Like: It's ...

"PayPal Credit is super helpful!"

What do you like best about PayPal Credit? They give monthly and bi-weekly payment options. What do you dislike about PayPal Credit? Nothing! it has come in handy for me so many times! What problems is PayPal Credit solving and how is that benefiting you? With big purchase items, helping me pay over extended amount of time with very little intrest!

"PayPal Credit"

What do you like best about PayPal Credit? How helpful it is for customers to make sure they can get their credit and information about their account. What do you dislike about PayPal Credit? Sometimes the security measures and fine print with the credit aspect. What problems is PayPal Credit solving and how is that benefiting you? Being able to buy stuff now and pay later is very helpful.

"Very convenient service"

What do you like best about PayPal Credit? It helps space out payments of large purchases, and gives me more time to budget things out. The no interest for 6 months is excellent! What do you dislike about PayPal Credit? The limit could be higher but other than that it is excellent What problems is PayPal Credit solving and how is that benefiting you? It helps me when I need to make a large purchase, or an expense I wasn't ready for.

"easy to use and get credit"

What do you like best about PayPal Credit? The best part about PayPal Credit is how easy it is to enroll in the credit scheme and get credit instantly. I got my application verified in minutes and got to use the application very quicly. It also does not have any monthly fee. What do you dislike about PayPal Credit? The customer service of the application is very poor, and if I try to use the credit for a non-PayPal payment, there is a hidden fee involved in that. What problems is PayPal ...