A payment gateway software acts as a link between a seller's website and the customer's bank, which will handle the credit or debit card transaction. Online companies must process payments in a safe and dependable manner in today's age of cybercrime. This is what payment gateway software... Read more
Researched and Edited by Rajat Gupta
Last updated: April 2025
Researched and Edited by Rajat Gupta
Last updated: April 2025
Common Features
Website Payments
Mobile Payments
Saved Cards
Invoice Payment
+ 4 more
Pricing
9% Software offers Free Trial
10% Software offers Freemium
Showing 1-20 out of 99
9.8
Spot Score
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Product Description
PayPal is a payment gateway designed to make shopping online more secure and convenient. Its features include secure password-protected transactions, buyer and seller protection, and one-click checkout. PayPal is free to use and its fees are paid by the merchant, not the consumer.
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PayPal offers custom pricing plan
Pros & Cons
Excellent customer service experience with helpful, friendly, and patient staff.
Quick refunds for fraudulent charges, demonstrating commitment to customer safety and satisfaction.
Positive impact on businesses, offering reasonable borrowing options and assistance with cash flow.
Reliable platform for transactions with efficient support and resolution services.
Lack of support for users who do not have emails on their phones, causing difficulties in providing necessary information for issue resolution.
9.3
Spot Score
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Product Description
Payoneer provides a simple and cost effective solution for your business to accept credit card and other payments online. Payoneer's suite of Payment Gateway Solutions has been adapted to meet the needs of various businesses such as banks, eCommerce merchants, international money transfer ...
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Payoneer offers custom pricing plan
Pros & Cons
Efficient customer service, offering quick and effective issue resolution.
User-friendly platform with seamless account setup process.
Reliable services for managing payments, suitable for freelancers and various other users.
Transparent fee structure and upfront information.
Some users find the fees charged by Payoneer to be relatively high.
Limited availability of customer support in languages other than English may pose challenges for non-English speakers.
9.3
Spot Score
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Product Description
Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software developer's kit so you can customize the checkout process on your websites and mobile sites.
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Starts from $25/Month
Pros & Cons
Easy to navigate with seamless integration to other software.
Reliable and easy-to-use platform with excellent customer support.
Trusted and secure payment gateway for credit card transactions.
Efficient and effective in processing credit card transactions smoothly.
Limited options in the Marketplace for additional apps and connectors.
Some users find the complexity of features and customizations intimidating for newcomers.
9.1
Spot Score
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Product Description
Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment gateways in India, and global financial networks like Visa and Mastercard. ...
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Razorpay offers custom pricing plan
Pros & Cons
Streamlined payment processing experience with real-time insights and data through an intuitive dashboard.
Wide variety of payment options available, including credit cards, debit cards, UPI, netbanking, and integration with major Indian banks.
Efficient integration process and easy to use APIs for seamless implementation on websites and applications.
Support for multiple currencies and diverse payment modes, offering flexibility for businesses and customers.
Challenges with customer support response times, leading to delays in issue resolution and potential dissatisfaction.
Complexity in understanding the pricing structure, especially for businesses with specialized needs, and limited clarity on terms and conditions for payment modes.
9.1
Spot Score
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Product Description
2Checkout Payment Gateway Software makes it easy to start accepting online payments on your website. This secure payment gateway integrates with any shopping cart or commerce solution, and works with most major credit cards.
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2Checkout offers custom pricing plan
Pros & Cons
Consistent and quick support responses, providing valuable assistance to users.
User-friendly platform with intuitive interface, making it easy to manage payments.
Reliable and secure payment processing, ensuring the safety of financial information.
Dedicated customer support team, knowledgeable and proactive in resolving issues promptly.
User interface complexity may be overwhelming for some users without adequate guidance.
Limited customization options and add-ons in the Marketplace, potentially restricting advanced functionalities.
8.9
Spot Score
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Product Description
BlueSnap is a payment gateway software that allows merchants to start accepting credit cards directly on their own websites. BlueSnap provides everything you need from the award-winning payment gateway to a complete white label solution for your clients. Connect your online business in seconds, ...
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Starts from $0.30
Pros & Cons
Exceptional customer support, with helpful and prompt responses.
User-friendly interface with easy setup and efficient account management features.
Great for handling global transactions and various currencies, suitable for businesses dealing with different marketplace models.
Some users experienced delays in issue resolution and communication, especially regarding payment disputes.
Limited customization options and third-party integrations available in the marketplace for advanced functionalities.
8.9
Spot Score
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Product Description
The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers and retailers, verification of users before proceeding further with their ...
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Paytm Payment Gateway offers custom pricing plan
Pros & Cons
Convenient and fast way to convert and transfer Paytm gift wallet balance into bank accounts.
Excellent gateway for accepting payments on the go, with minimal documentation and great support.
Lag-free application with easy settlement features and helpful payment solutions, like QR payments.
Offers quick transaction success rate with 128-bit encryption for security, and instant payment notifications.
Some delays in transaction processing and occasional complexity in payment settlements.
Limited availability of offers and rewards compared to other platforms.
8.8
Spot Score
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Product Description
Adyen's software powers the online payment processing systems for best-in-class marketplaces, retailers, financial services organizations, and other businesses that want to accept payments anywhere in the world. Adyen delivers frictionless payments across online, mobile, and in-store channels.
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Adyen offers custom pricing plan
8.8
Spot Score
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Product Description
Tap2Pay is open source payment gateway software for online businesses. It enables any web merchant to accept payments from credit cards, e-wallets, and other payment instruments. It provides a smooth checkout experience for end users by redirecting them to a mobile app or the merchant website ...
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Starts from $49/Month
Pros & Cons
Fast and secure payments system, allowing sales across multiple channels with ease.
Intuitive and user-friendly interface for both sellers and customers.
Integration into various platforms within minutes, enhancing convenience.
Boosts sales conversion rates and cost-effective with low transaction commissions.
Some users report issues with customer support and unresponsiveness.
Complaints about scams and potential account closures without notice.
8.7
Spot Score
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Product Description
Alipay is a payment gateway software that allows any business to accept Alipay payments. Merchants can recover their payment transactions, perform currency conversion and view transaction status. The gateway uses the Alipay digital payment platform, which is connected to more than 70 online ...
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Alipay offers custom pricing plan
8.7
Spot Score
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Product Description
Paystack is an all-in-one solution for payment gateway software. It offers a comprehensive feature set with a simple, easy to use interface. Some of the features include: Instant setup, Know your customer (KYC) procedures, Coupons and voucher management, Create and manage multiple pricing for ...
Read morePros & Cons
Exceptional customer support that is responsive and helpful.
Intuitive and seamless payment processing experience for both customers and merchants.
Payment flexibility with support for various payment methods.
Reliable and efficient payment solution for businesses of all sizes.
Limited support for Nigerian businesses to accept payments in USD without specific bank requirements.
Need for more features and customizations could be intimidating for newcomers without proper support.
8.6
Spot Score
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Product Description
Introducing Cashfree Payments, your all-in-one solution for financial transactions. With its seamless integration, Cashfree allows you to collect and disburse payments swiftly, making it the preferred choice for Indian businesses. It ensures secure payments by verifying customers' bank accounts ...
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Cashfree Payments offers custom pricing plan
8.6
Spot Score
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Product Description
Citrus is a payment gateway for your business that's flexible, easy-to-use, reliable and secure. It allows you to accept payments – from card and bank transfers to mobile payments – without the need for an external provider.
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Citrus offers custom pricing plan
8.6
Spot Score
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Product Description
Cheddar Up is a payment gateway designed for e-commerce businesses. It allows you to accept credit card, ACH, direct debit, purchase order and check payments, without any chargebacks, minimum sales or monthly fees. Build up your business through hundreds of online payment options rivaling the best!
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Starts from $10/Month, also offers free forever plan
8.6
Spot Score
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Product Description
Trustly is a payment gateway solution for merchants to easily accept payments online. It offers many benefits to both the merchant and customer, such as handling bank card information in an encrypted and confidential way, reduced costs and a simplified checkout process. Features include: - ...
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Trustly offers custom pricing plan
8.6
Spot Score
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Product Description
The MoonClerk payment gateway software is an e-commerce website plug-in that allows you to accept credit card and debit card payments from customers online. It's powered by our highly secure and scalable cloud computing infrastructure. Plug in and start processing credit card, debit card & ACH ...
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Starts from $15/Month
Pros & Cons
Seamless integration with payment processors like Stripe for convenient transactions.
Easy setup and user-friendly interface, suitable for small businesses and non-tech users.
Customizable payment forms that can be embedded on websites, enhancing brand consistency.
Simplifies payment processes, automating tracking and reminding for due dates.
Lack of advanced customization options for checkout pages may limit flexibility.
Limited flexibility in pricing structures and design options for payment plans.
8.6
Spot Score
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Product Description
Tranzzo payment gateway software is ideal for any business that processes online payments including e-commerce, retail, utilities or service providers. Tranzzo allows your business to accept customer payments from more sources including PayPal, authorize, credit cards and gift/debit cards ...
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Tranzzo offers custom pricing plan
Pros & Cons
Seamless integration capabilities with excellent support.
Secure and streamlined payment processes, including anti-fraud measures.
Scalable solution suitable for businesses of all sizes.
User-friendly platform with easy navigation.
Some users faced challenges with application processing and responsiveness from support.
Limited compatibility or issues with integration on certain websites.
8.6
Spot Score
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Product Description
Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports various credit/debit cards, multi-currencies and PayPal.
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Instamojo offers custom pricing plan
Pros & Cons
Quick response time from the team, enabling fast payment collections and payouts within 72 hours.
User-friendly interface for a good payment gateway experience.
Unresponsive customer support team with lengthy wait times and lack of proper assistance.
Instances of money being held without proper communication or resolution, leading to frustration and trust issues.
8.6
Spot Score
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Product Description
PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you to setup and run an e-commerce website that accepts all major credit cards for payment.
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Starts from $59.95/Month
Pros & Cons
Streamlined payment processes, enabling easy management of business transactions and payment schedules.
Efficient and intuitive user experience, facilitating seamless handling of payments and generating reports.
Competitive pricing and integrated merchant services, making it cost-effective for small to mid-size businesses.
Responsive and helpful customer support, providing quick solutions and assistance for any issues.
Limited customer support hours, causing inconvenience when needing assistance outside of available times.
Complex adjustments and editing of payment plans, leading to challenges in modifying billing details for customers.
8.6
Spot Score
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Product Description
Mollie is a payment gateway that allows businesses to accept credit cards, debit cards, and mobile payments on websites and mobile apps. You can easily accept all major credit cards, iDeal, PayPal, and other payment methods.
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Mollie offers custom pricing plan
Pros & Cons
Quick and professional responses from customer support.
Efficient and helpful customer service team.
Support agents are knowledgeable and effective in resolving issues promptly.
High level of responsiveness and quick problem resolution.
Some users encountered difficulties in contacting the company, leading to delays in issue resolution.
Limited mentions of product features or functionalities in the reviews.