spotsaas-logo
Get Listed

9.4

Spot Score

You Need A Budget - Personal Finance Software

You Need A Budget Reviews in April 2025: User Ratings, Pros & Cons

Manage your money, meet your goals.

4.3

Add to compare

Request a Quote

You Need A Budget Reviews & Ratings

4.3

Very Good

Based on 35 ratings & 1501 reviews

Rating Distribution

Excellent

(1494)

Very Good

(4)

Good

(2)

Poor

(0)

Terible

(1)

Expert's Review

YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more

You Need A Budget pros and cons

  • YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.

  • Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.

  • Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.

  • Helpful resources and videos assist users in understanding and utilizing the platform effectively.

  • Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.

  • Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.

Log in Required to View Reviews

Filter results

Sort by :

Relevance
Relevance
Highest-Rated
Lowest-Rated
Least-Recent
Most-Recent

Share this page

Showing 81-90 out of 1501

C

Christy

04/25/24

5 out of 5

Highly recommended, been using YNAB for 3+ years

I've been using YNAB off and on for almost 3 years now. After a couple weeks of using it you're used to how it works and the upkeep becomes a once a week or so quick task rather than a chore. It's allowed me to save much quicker due to having a clear overview, share my subscription with friends due to the YNAB group option and gives plenty of insights into your financial life. I'd highly recommend it to anyone wanting a clearer view of their situation and wanting easily adjustable and smart ...

Read more

C

Christy

04/25/24

5 out of 5

Highly recommended, been using YNAB for 3+ years

I've been using YNAB off and on for almost 3 years now. After a couple weeks of using it you're used to how it works and the upkeep becomes a once a week or so quick task rather than a chore. It's allowed me to save much quicker due to having a clear overview, share my subscription with friends due to the YNAB group option and gives plenty of insights into your financial life. I'd highly recommend it to anyone wanting a clearer view of their situation and wanting easily adjustable and smart ...

Read more

M

Morgan

04/24/24

5 out of 5

Love me some YNAB

Love me some YNAB! Look, I know this can be a bit overwhelming to learn in the beginning and you’ll doubt the sanity of your decision to try the app and do some real adulting, but fear not! There are so many good videos explaining how to use it and the articles are on point! They are full of links to other articles and videos and it’s easy to navigate. The customer support has been the standout to me. I had some issues getting started and trying to figure out what to do to fix what I just ...

Read more

S

Stephanie

04/24/24

5 out of 5

Awesome budgeting app.

YNAB is a life changing app when it comes to budgeting, saving money and getting rid of debt.

M

Morgan

04/24/24

5 out of 5

Love me some YNAB

Love me some YNAB! Look, I know this can be a bit overwhelming to learn in the beginning and you’ll doubt the sanity of your decision to try the app and do some real adulting, but fear not! There are so many good videos explaining how to use it and the articles are on point! They are full of links to other articles and videos and it’s easy to navigate. The customer support has been the standout to me. I had some issues getting started and trying to figure out what to do to fix what I just ...

Read more

S

Stephanie

04/24/24

5 out of 5

Awesome budgeting app.

YNAB is a life changing app when it comes to budgeting, saving money and getting rid of debt.

J

JH

04/23/24

5 out of 5

I def needed a budget

The web app and iOS app work very intuitively. They're constantly pushing out updates. They've spawned a community centered around budget tips and tricks. They even have a robust video series to help you develop your own budget. As a bartender, income and expenses can be very hard to track. YNAB helped me build security into my budget by keeping track of where my money was going. I owe a great deal of my peace of mind to the convenience YNAB has contributed to my life.

K

klant

04/23/24

5 out of 5

Good budgeting tool

Nice website, very good tool for budgeting.

J

JH

04/23/24

5 out of 5

I def needed a budget

The web app and iOS app work very intuitively. They're constantly pushing out updates. They've spawned a community centered around budget tips and tricks. They even have a robust video series to help you develop your own budget. As a bartender, income and expenses can be very hard to track. YNAB helped me build security into my budget by keeping track of where my money was going. I owe a great deal of my peace of mind to the convenience YNAB has contributed to my life.

K

klant

04/23/24

5 out of 5

Good budgeting tool

Nice website, very good tool for budgeting.