9.4
Spot Score
Manage your money, meet your goals.
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YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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I
ItsNikat
05/13/24
I love YNAB!
I love YNAB! I've been happily using it for 1 year and I can sincerely say that it has improved my relationship with money and with my fiance on topics related to shared expenses. The underlying philosophy of zero budgeting and the flexibility it gives you to manage and create budget categories, is what clicked with my brain. It is not another app on tracking money passively, instead it gives you clarity on your current and future goals, helping you set aside what's needed. I am a bit ...
Read more
JM
J Medley
05/13/24
The software has been amazing
The software has been amazing. After 18 years of marriage, and several different ways of trying to budget from day 1, it was so hard to find a system that worked for us both. I’m the nerd and my wife is the free spirit. This is the only solution we’ve ever found that works for us both. I can update it daily, and she can categorize the transactions every few days. This is so well worth the money. I’d easily pay double or triple the price for the clarity it has brought our family.
I
ItsNikat
05/13/24
I love YNAB!
I love YNAB! I've been happily using it for 1 year and I can sincerely say that it has improved my relationship with money and with my fiance on topics related to shared expenses. The underlying philosophy of zero budgeting and the flexibility it gives you to manage and create budget categories, is what clicked with my brain. It is not another app on tracking money passively, instead it gives you clarity on your current and future goals, helping you set aside what's needed. I am a bit ...
Read more
JM
J Medley
05/13/24
The software has been amazing
The software has been amazing. After 18 years of marriage, and several different ways of trying to budget from day 1, it was so hard to find a system that worked for us both. I’m the nerd and my wife is the free spirit. This is the only solution we’ve ever found that works for us both. I can update it daily, and she can categorize the transactions every few days. This is so well worth the money. I’d easily pay double or triple the price for the clarity it has brought our family.
K
KeeKoo
05/12/24
Expensive but worth it!
Mostly easy to use. Continues to enhance user experience. Podcasts are awesome. Cust svc is literally always there to help. The only thing I don't like is the price. It helps save way more than I spend on it though
C
customer
05/12/24
Trusting my budget
Prior to YNAB, I had tried another app claiming to be for budgeting, but having essentially no functionality. I also tried a basic accounting spreadsheet, which would effectively show what I spent, but rarely what I could effectively spend. YNAB has been a complete game changer for me. The learning curve was bit steep, but so worth the time to learn!
C
customer
05/12/24
Trusting my budget
Prior to YNAB, I had tried another app claiming to be for budgeting, but having essentially no functionality. I also tried a basic accounting spreadsheet, which would effectively show what I spent, but rarely what I could effectively spend. YNAB has been a complete game changer for me. The learning curve was bit steep, but so worth the time to learn!
K
KeeKoo
05/12/24
Expensive but worth it!
Mostly easy to use. Continues to enhance user experience. Podcasts are awesome. Cust svc is literally always there to help. The only thing I don't like is the price. It helps save way more than I spend on it though
NH
Naomi Hedicker
05/11/24
I have never been more in control of my…
I have never been more in control of my finances! My friend put me onto this app and advised me to watch as many of the YouTube videos as possible which really did help as there seems to be one for everything, so you can really make YNAB your own. I never even look at my bank account anymore I just need YNAB. My savings are so healthy and I just know where I am with my spending. I have reccommended to everyone I know!
NH
Naomi Hedicker
05/11/24
I have never been more in control of my…
I have never been more in control of my finances! My friend put me onto this app and advised me to watch as many of the YouTube videos as possible which really did help as there seems to be one for everything, so you can really make YNAB your own. I never even look at my bank account anymore I just need YNAB. My savings are so healthy and I just know where I am with my spending. I have reccommended to everyone I know!
