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9.4

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You Need A Budget - Personal Finance Software

You Need A Budget Reviews in April 2025: User Ratings, Pros & Cons

Manage your money, meet your goals.

4.3

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You Need A Budget Reviews & Ratings

4.3

Very Good

Based on 35 ratings & 1501 reviews

Rating Distribution

Excellent

(1494)

Very Good

(4)

Good

(2)

Poor

(0)

Terible

(1)

Expert's Review generated by AI

YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more

You Need A Budget pros and cons

  • YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.

  • Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.

  • Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.

  • Helpful resources and videos assist users in understanding and utilizing the platform effectively.

  • Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.

  • Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.

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Showing 41-50 out of 1501

B

Brittany

05/31/24

5 out of 5

OBSESSED

OBSESSED! I honestly do not know how I lived my life without ynab, and I wish that I had started this years ago. It puts you in control of your money and helps you save for the important things. Get it - I promise it is worth it!!

B

Brittany

05/31/24

5 out of 5

OBSESSED

OBSESSED! I honestly do not know how I lived my life without ynab, and I wish that I had started this years ago. It puts you in control of your money and helps you save for the important things. Get it - I promise it is worth it!!

T

there

05/28/24

5 out of 5

So clear and so user friendly

So clear and so user friendly, like they've thought of everything and programmed it in. The help function is extremely reliable and it's like talking to a person ... they are timely in their responses too. I'm still trying to get familiar with the intricacies of credit card accounts and how to keep everything straight, but so far it's making sense.

T

there

05/28/24

5 out of 5

So clear and so user friendly

So clear and so user friendly, like they've thought of everything and programmed it in. The help function is extremely reliable and it's like talking to a person ... they are timely in their responses too. I'm still trying to get familiar with the intricacies of credit card accounts and how to keep everything straight, but so far it's making sense.

J

Judita

05/27/24

5 out of 5

Easy to understand

Easy to understand, works with no problem. It’s very user friendly.

J

Judita

05/27/24

5 out of 5

Easy to understand

Easy to understand, works with no problem. It’s very user friendly.

C

Christian

05/26/24

5 out of 5

My experience is great!

My experience is great! I suggest to include more report options for the mobile app.

C

Christian

05/26/24

5 out of 5

My experience is great!

My experience is great! I suggest to include more report options for the mobile app.

JS

Julia Silvestri Wong

05/24/24

5 out of 5

Using YNAB to get my family's finances…

Using YNAB to get my family's finances on track has totally changed our lives and future outlook. It has made following our budget and staying on track so much easier. It's a must have for everyone!

JS

Julia Silvestri Wong

05/24/24

5 out of 5

Using YNAB to get my family's finances…

Using YNAB to get my family's finances on track has totally changed our lives and future outlook. It has made following our budget and staying on track so much easier. It's a must have for everyone!