9.4
Spot Score
Manage your money, meet your goals.
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YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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K
Katie
06/03/24
Incredible
Changed my relationship with money. So confident now. My net worth is up 300%. I recommend YNAB to everyone I know.
K
Katie
06/03/24
Incredible
Changed my relationship with money. So confident now. My net worth is up 300%. I recommend YNAB to everyone I know.
AD
Angela Davis
06/02/24
Great App for budgeting
Date of experience: June 02, 2024
RS
Rachael Stephens
06/02/24
I LOVE YNAB and am a total budget nerd
I LOVE YNAB and am a total budget nerd. Having a budget give me such peace of mind and allows me to spend with more comfort knowing every dollar is accounted for. Thanks, YNAB - and Jesse! :)
TS
Tony S
06/02/24
Exponentially more valuable than expected
I had been looking more for a system to just keep track of my expenses since I figured that was a good place to start. I did not expect to find a program that not only provided me an organized way to do that but also a complete shift in how I think about money and spending. When it comes to making any changes in finance, health, etc., it really does come from habits and a concrete plan. YNAB is a plan, software, support system, and so much more. People still baulk at the fact that it's a ...
Read more
H
Hussein
06/02/24
Two Years Later!
I've had YNAB for over two years now, and I am extremely satisfied with it. Account linking has worked very well, and their support has been very responsive whenever I've had questions.
AD
Angela Davis
06/02/24
Great App for budgeting
Date of experience: June 02, 2024
TS
Tony S
06/02/24
Exponentially more valuable than expected
I had been looking more for a system to just keep track of my expenses since I figured that was a good place to start. I did not expect to find a program that not only provided me an organized way to do that but also a complete shift in how I think about money and spending. When it comes to making any changes in finance, health, etc., it really does come from habits and a concrete plan. YNAB is a plan, software, support system, and so much more. People still baulk at the fact that it's a ...
Read more
RS
Rachael Stephens
06/02/24
I LOVE YNAB and am a total budget nerd
I LOVE YNAB and am a total budget nerd. Having a budget give me such peace of mind and allows me to spend with more comfort knowing every dollar is accounted for. Thanks, YNAB - and Jesse! :)
H
Hussein
06/02/24
Two Years Later!
I've had YNAB for over two years now, and I am extremely satisfied with it. Account linking has worked very well, and their support has been very responsive whenever I've had questions.
