You Need A Budget Reviews in April 2025: User Ratings, Pros & Cons

I’m new to budgeting and a new business…

I’m new to budgeting and a new business owner. YNAB has been a game charger. Let me see how my money is working

Great tool that makes budgeting fun and…

Great tool that makes budgeting fun and simple!

It really gives me peace of mind and…

It really gives me peace of mind and helps me plan my finances better

It's wonderful! I love it!

I've been using YNAB for a little over a year, after a dear friend recommended it. I'm so glad she did! It has revolutionized how I look at & handle money. I think of YNAB as a "digital envelope system"... I used the envelope method of budgeting when I was working in high school, so this brought me back to a simpler, more baseline approach to money management. It was a bit of a learning curve at first (especially since I was not at all in the habit of budgeting as an adult) - until it ...

YNAB has been beyond helpful in…

YNAB has been beyond helpful in understanding and controlling my finances and creating a useful, dynamic budget. There's a steep learning curve, but YNAB and its communities have many resources to help.

Easy to work with YNAB

Easy to work with YNAB: easy to update incoming transactions that are automatically coming from my bank accounts (also saving accounts), easy to track goals for savings and see where I overspent

the style of tracking that YNAB…

the style of tracking that YNAB usesjust works well with me, and got me to actually budget properly. Great app, would recommend to anyone.

Tracking and managing money become easier

Tracking and managing money become more easier Usually I've collected a huge amount of money to insure any incident in my life and monthly subscriptions, but now I don't need to worry about it. I just look at my budget and understand that I can spend some money on myself today.

Helpful and doable

Been very helpful for my financial life. I feel it is a good value for the fee. Also, with the help of the great videos, it is doable to figure out.

Its the method!

Let me tell you, my lightbulb moment was the concept of YNAB vs. expense tracking and likening that to driving forward but looking backward. YNAB hasn't solved all of our money problems but it makes the solutions way more clear. The YNAB method is the way to go. The software is almost perfect but some aspects are tricky to get the hang of but there are mountains of support available!