9.4
Spot Score
Manage your money, meet your goals.
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YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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A
Abby
03/13/24
Budgeting Made Easy
I'm so glad a friend recommended YNAB to me! It has been so easy keeping track of my budget thanks to the app linking with my bank accounts.
HC
Happy customer
03/11/24
Amazingly helpful
My wife and I have always found communication with the finances actually curbs problems rather than creates problems. YNAB allows us to track and make decisions with our financial goals in mind rather than the whims or needs of the moment by either of us or when both of us are not thinking wisely with money. Yes the initial startup work is hard, but once you tweak it to your budget and thoughts the app is a great tool to keep you on track for your financial goals. We absolutely love it! My ...
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J
Jarod
03/11/24
Absolutely love YNAB!
Absolutely love YNAB!! I have been using for over a year now and it has helped me incredibly on keeping my finances in line and on track as well as helping me budget in a very easy and fun way!! The mobile app is simple to use and the desktop app is seamless. The support and YouTube channel are top notch!!
HG
Helen G
03/11/24
YNAB has deeply transformed my relationship with money!
YNAB has deeply transformed my relationship with money. Instead of feeling the pain and stress around how much I don't have or the things I can't buy and all the lack around that, I'm so much more focused on prioritizing what I do have, which makes having more feel in reach. And, as much as I wanted more money in the past, I always felt stressed about the idea of having more because I wouldn't know how to manage it and didn't trust myself with it. Now, I do, which allows me to be receptive ...
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S
Stacey
03/10/24
life changing!
I’ve never felt more in control of my money. I love that my fun spending is guilt free and my expenses are truly covered. I sleep better at night. YNAB has literally changed my life.
T
there
03/10/24
They have a lot of tutorials and it’s…
They have a lot of tutorials and it’s easy once you get the hang of the interface!
T
Trish
03/07/24
I absolutely love YNAB
I absolutely love YNAB. I have used it off and on for years for mostly tracking. This year I truly started using it and it has made the world of a difference!
M
Molly
03/07/24
Makes budgeting accessible
Makes budgeting accessible. Absolutely has paid for itself.
GA
Gina Acquaviva
03/07/24
I Was Skeptical. NOT Anymore! IT WORKS!
For just a little over a year I have utilized YNAB daily to manage and monitor my income and budget. After the initial set up, it takes just a few short minutes in the day. The easy to learn and manage tools used with YNAB have been the best plan I've ever found. With their guidelines, helpful videos, helpful staff and customer service I have used the program and paid off what was my out of control credit card debt in full. I have been easily able to set aside fund needed throughout the ...
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M
Marie
03/07/24
Very Pleased
I enjoy using YNAB very much. In the beginning it was an adjustment for my way of thinking transitioning from Quicken. As it was put to me, I was thinking in terms of future dollars rather than current dollars. I have been thinking this way since I was 16, so to change my way of thinking was definitely something I had to work on. When I first starting using YNAB, I was trying to fit the square peg into a round hole. I reached out to them for assistance, and they gave me several pointers. ...
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