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9.4

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You Need A Budget - Personal Finance Software

You Need A Budget Reviews in April 2025: User Ratings, Pros & Cons

Manage your money, meet your goals.

4.3

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You Need A Budget Reviews & Ratings

4.3

Very Good

Based on 35 ratings & 1501 reviews

Rating Distribution

Excellent

(1494)

Very Good

(4)

Good

(2)

Poor

(0)

Terible

(1)

Expert's Review

YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more

You Need A Budget pros and cons

  • YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.

  • Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.

  • Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.

  • Helpful resources and videos assist users in understanding and utilizing the platform effectively.

  • Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.

  • Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.

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Showing 171-180 out of 1501

N

Nicola

03/19/24

5 out of 5

Great fundamental tool for proper and easy budgeting

It does what it's meant to do, and it does it well.

W

Whitemink

03/19/24

5 out of 5

Extremely helpful and nice customer…

Extremely helpful and nice customer service. Great program that is continuously improving. Good help articles and community.

B

Blaazouille

03/19/24

5 out of 5

Great tool for budgeting

Date of experience: March 20, 2024

LV

Laura Van Dyke

03/19/24

5 out of 5

YNAB changed our lives

This budgeting app has changed our lives. YNAB provides excellent support and service.

E

Epic

03/18/24

5 out of 5

Knowing where my your money went

I used to have no answers to questions like "where did my months pay go", "how much did I spend on a trip", "how much does owning a car cost", etc. Now I do. 10/10

E

Epic

03/18/24

5 out of 5

Knowing where my your money went

I used to have no answers to questions like "where did my months pay go", "how much did I spend on a trip", "how much does owning a car cost", etc. Now I do. 10/10

JD

Jule D. Ward

03/17/24

5 out of 5

Stability and Peace

YNAB has made me more fiscally responsible and has given me a peace of mind I hadn't know for years. I love having it as part of my daily routine.

SK

Stacy K

03/17/24

5 out of 5

Life Changing Peace of Mind

Without a doubt, YNAB has been life changing. We have used it for a year now and it has been amazing knowing we have money already set aside for annual costs like HOA and pet meds, planned and unexpected auto/home maintenance/repairs, tax prep cost, and Christmas to name a few. YNAB has left us so much more confident that we have been able to close 2 extra bank accounts that we used to keep money separated into 4 large categories, but it was a hassle that I didn’t 100% trust. Our only ...

Read more

JD

Jule D. Ward

03/17/24

5 out of 5

Stability and Peace

YNAB has made me more fiscally responsible and has given me a peace of mind I hadn't know for years. I love having it as part of my daily routine.

SK

Stacy K

03/17/24

5 out of 5

Life Changing Peace of Mind

Without a doubt, YNAB has been life changing. We have used it for a year now and it has been amazing knowing we have money already set aside for annual costs like HOA and pet meds, planned and unexpected auto/home maintenance/repairs, tax prep cost, and Christmas to name a few. YNAB has left us so much more confident that we have been able to close 2 extra bank accounts that we used to keep money separated into 4 large categories, but it was a hassle that I didn’t 100% trust. Our only ...

Read more