9.4
Spot Score
Manage your money, meet your goals.
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YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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T
Teresa
03/25/24
Love everything about this app
Date of experience: March 26, 2024
LM
L. M. Bray
03/24/24
UI is simple to use & understand
UI is simple to use & understand. Further the training material provided is a wonderful resource.
B
BigSaverMan
03/24/24
Keeps me accountable with my spending.
Keeps me accountable with my spending.
N
Norman
03/24/24
great tool
Great budget tool. Easy to implement, easy to track budget.
B
Breanna
03/24/24
I love YNAB
I love YNAB, best budgeting app I’ve used. Their model of assigning every dollar a role makes so much sense, and all the nuanced ways to set budget categories has been just what I wanted in an app. Takes some time to set everything up at first but then it’s very easy to edit and adjust over time, and tracks beautifully. Also has functions for long term goals and savings which is great to have in one place. I’ve been using YNAB for just over a year and am totally happy with it.
G
Gord
03/23/24
YNAB empowers me
YNAB empowers me to take control of my finances by putting all my assets and liabilities in one place and giving me real-time feedback on the impact of purchase decisions on the realization of my financial goals.
F
Farrah
03/23/24
YNAB is easy to use and gives me…
YNAB is easy to use and gives me confidence about my finances! I wish I had started using it sooner. Plenty of videos to help learn tips and tricks - definitely worth watching.
A
Ammadeo
03/23/24
Switching from an old-school Excel…
Switching from an old-school Excel spreadsheet to YNAB was a game-changer for me! It’s turned what was once a tedious task into something I actually enjoy. Who knew budgeting could bring so much joy 😄
A
Alex
03/23/24
A system with slick UI to get my finances in order
I've used this app on and off for a long time. Since they've added bank sync to EU banks, it's just on. Really great to get a birds eye view of what's going on, and plan ahead. The UI is *very* slick. I've tried other alternatives for the price point or the sync (before ynab had it), and they're just not there. They've also built a great community. And I like paying for a product from a company that gets very good ratings from employee satisfaction. Keep it up!
K
Katy
03/23/24
YNAB with a certified coach helping me…
YNAB with a certified coach helping me set up and learn is amazing. I’m still in set up stage however can see that YNAB will change my life ✅. However I wish there were fortnightly target options.