9.4
Spot Score
Manage your money, meet your goals.
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YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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User in Arvada, CO
03/27/24
Easy to use
Easy to use. I love that it imports my transactions and links to my external accounts. It has made budgeting so much easier. I know how much money is available right at my fingertips on my phone.
J
Joel
03/27/24
Awesome tool
Makes keeping a budget update easy. Give you a true understanding of how much you are spending and saving.
M
Mike
03/27/24
I recommend it to everyone I know if I talk to them about money
It took me a few months of simply categorizing my spending before I really utilized the budgeting aspect. But now I rely on YNAB for understanding my financial condition. I know exactly where I've allocated money, and it's allowed me to have a deep understanding of my money and my upcoming spending.
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Wes
03/27/24
One year in, and no regrets.
I’ve been budgeting with YNAB for a little over a year. I started at what seemed like the dumbest time to start budgeting; when my wife and I both lost our jobs at the same time. We had a small chunk of credit card debt due to the fact that I’d been budgeting by feel. When I made the decision to try YNAB, I was expecting it to feel like a huge pill. Something that immediately felt terrible but made way for a more pleasant future. That’s not YNAB. It was simple, fun, and NEVER guilt tripped ...
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Janos Sebestyen
03/26/24
It greatly helped my finances
It greatly helped me to steer my finances back on track and coming from living from pay to pay to started saving up. Its a great tool!
SG
Scott G
03/26/24
Just being able to watch my money…
Just being able to watch my money spending and keeping within my means and budget. My issues with YNAB is they dont listen to the Toolkit for YNAB community to merge some of the great settings that the toolkit has. I dont feel the developers truly listen to us.
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Bryan
03/26/24
Budget with Confidence
YNAB is a useful tool to build your confidence with your finances! I feel a lot of budgeting tools out there don't provide a long term picture for short term, long term expenses, and goals. YNAB makes it very easy to bucket your money into different categories giving you the confidence needed to control your money! This app and desktop versions are definitely with the price!
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Levar
03/26/24
The budgeting app everyone needs
This is the only budgeting app that worked for me and allowed me to change my financial life with becoming debt free in 1 year of use.
A
Ashley
03/25/24
Accessible, understandable, and top notch.
I love this budgeting platform. It is straight forward, but very customizable. It is accessible to me with my screen reader. YNAB's support team is steller.
M
Meg
03/25/24
Phenomenal Service
This system is so well done and worth every penny.
