9.4
Spot Score
Manage your money, meet your goals.
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YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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NK
Neil K
04/01/24
Outstanding
Outstanding. Has revolutionised my relationship with money
C
Carla
03/31/24
YNAB changed my life!
I have been using YNAB for a year now, and it has completely changed my life! I finally have a firm grasp of my finances, managed to pay off more of my debt than I would have, can now prioritize my money and buy things without guilt because I budgeted for it. With a wedding and a move not far off, I have no doubt that we'll be fine because I know the money is there. That is such a good feeling I have a modest income, but it stretches farther now than it ever did before, because I am making ...
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T
there
03/30/24
Fantastic tool
Date of experience: March 31, 2024
J
Janet
03/30/24
The idea of going forward
The idea of going forward, ability to share, guidance, help found online everywhere as well as in YNAB itself, the way you write and talk....the positive attitudes and your lighthearted humor, all are the best and appreciated...Example: this email you sent requesting to get your customers to see a larger picture with budgeting and my being able to say now that 'i am a published author." I smile. :-) Thank you for all your hard work in reaching your goals and helping others reach theirs.
LR
Laura Roberts
03/29/24
I love using YNAB
I love using YNAB! Whilst it is primarily an app used in the US, it doesn’t matter and perhaps more people in the UK need to know about it. It really helps me manage my finances and I love that you can put all your different accounts into it. I always recommend it to others!!
M-
monahan -
03/29/24
After going through a divorce and…
After going through a divorce and finding YNAB I am on a clear path to a better future. I am so grateful I have a clear direction I'm heading in without the trouble of the spreadsheets. Having all of the reports and to be truthful, the toolkit add on I can see a light at the end of the tunnel. I am more diligent about saving and paying off all of my remaining debt. You guys are awesome and so enjoy the videos along with doing the bootcamp. The stress is gone...poof! So awesome! Now I can ...
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M
Milly
03/28/24
It's great knowing where your money goes
YNAB has helped me plan for the future better. It has shown me what I deem essential and gives me a better view of where my money goes. Assigning a job to each dollar is the best way to go, and having it all in one app is a bonus.
A
Alex
03/28/24
Incredible tool and philosophy about money, it might just take a few months to “get it.”
The tool and way of thinking can take some times to get used to. It took me a good 3-4 months before it all clicked and I reached my “ah ha!” moment. Thankfully, the YNAB team has a ton of resources available online to help you on your journey. Not to mention the YNAB community—on Reddit and other forums—is typically super helpful. If you have an issue or trouble understanding something, chances are you’re not alone and someone else has asked it already. Their support team is quick to ...
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DN
Deva Noori Lehmann
03/28/24
Helps to build wealth
YNAB helps me to build wealth and to actually stick to my goals and budget. It’s fun and I love the YouTube channel!
S
Saadia
03/28/24
This had made budgeting easier!
This had made budgeting SO much easier. As an accountant, I really was in love with my excel spreadsheets. YNAB gave me back so much more of my time and it’s more efficient than what I was doing before.
