9.4
Spot Score
Manage your money, meet your goals.
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YNAB, or You Need A Budget, has garnered high praise from users over the past 12 months, and it's easy to see why. The digital envelope system offered by YNAB has transformed the way individuals approach budgeting and managing their finances. By connecting seamlessly to bank accounts and credit cards, users gain a real-time insight into their spending habits, ...Read more
YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
Seamless transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.
Helpful resources and videos assist users in understanding and utilizing the platform effectively.
Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.
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Gabrielle N
06/28/24
YNAB saved my finances
In the past I always made budgets but never tracked my money or follows the budget in the end. I always felt an envelope system would be better for my husband and myself but we live in a digital world and most of our payments are online. YNAB solved this. They provide a digital envelope system that helped us really understand where our money was going. Now when we step out of budget instead of it building up on a credit card we use money we had assigned elsewhere. We care more about going ...
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Kyle
06/28/24
Game-ify Your Budget
I love using YNAB! It has made my finances much more manageable and I feel like I always know where my money goes and where I can spend it. Thank you YNAB!
YR
YNAB retiree
06/27/24
YNAB has really helped me budget…
YNAB has really helped me budget better. This is important being retired and on a fixed income.
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Debbie
06/26/24
Ease of program
Ease of program
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TALTECH
06/25/24
Best budget tool / app that I have used…
Best budget tool / app that I have used to date
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Shine
06/25/24
YNAB has become an essential tool for me
YNAB has become an essential tool for me. As a homemaker, tracking our finances helps me know how much money we have left and where we have been spending them. YNAB makes things easier because of the seamless transition between mobile app and desktop browser. I use the mobile app for tracking stuff on the go and the desktop browser for my weekly 'balancing the books'. There was a bit of learning curve at first specially with setting up, but once you get the hang of it, it's like a planner ...
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Debra
06/23/24
Really like where my money is going at…
Really like where my money is going at a glance
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Sky
06/22/24
THANK YOU YNAB!!
YNAB has been such a great addition to my life. The ease that comes with using this service is truly life saving. It was intimidating to get my goals originally set because this is a really powerful tool, but once goals are set and you have a feel for how things work it is so easy-breezy to use. It does feel like I have a handle on my finances now. Thank you YNAB for being such a powerful tool!
J
Jamie
06/22/24
The help resources are great
The help resources are great. I really find the "Heard if from Hannah" videos really helpful.
Y
yg
06/21/24
must have
it's awesome – intuitive and reliable
