Scorto Loan Manager SME In-depth Pricing Details

Financial analysis of a would-be borrower’s business Automation of SME loan application processing

Risk-based pricing

Credit risk assessment throughout the entire loan lifecycle

Companies scoring, rating and segmentation

Evaluation of payment dynamics, credit risk assessment and estimation of PD, EAD and LGD and other parameters required for calculating the RWA (Basel 2)

Cross-Sell/Up-Sell decision support

Business Rules/Process Management for SME lending

Automated re-evaluation of default risk and financial ratios for SME analysis