PerfectLO is a loan origination software system that makes the process of applying for a home loan fast and simple. The system includes a number of automated underwriting rules that allow lenders to make loans with less work, and allows them to stay up-to-date on their financial picture. PerfectLO can be interfaced with any desktop database program, such as Microsoft Access or Query (SQL Server), and is available in offline versions for users who do not have internet access.