PayPal Credit Reviews in February 2025: User Ratings, Pros & Cons

"How can this be legal?!!!"

What do you like best about PayPal Credit? There is literally nothing that I still like about PayPal Credit What do you dislike about PayPal Credit? What PayPal Credit, or should I say Synchrony Bank which took over PayPal, is doing, is predatory at best and feels illegal, to say the least. They have resorted to a practice of applying payments to promotions in such a way that it's all but impossible to avoid interest if there is a mixture of so-called 12/24-month Easy-Pay promotions and ...

"How can this be legal?!!!"

What do you like best about PayPal Credit? There is literally nothing that I still like about PayPal Credit What do you dislike about PayPal Credit? What PayPal Credit, or should I say Synchrony Bank which took over PayPal, is doing, is predatory at best and feels illegal, to say the least. They have resorted to a practice of applying payments to promotions in such a way that it's all but impossible to avoid interest if there is a mixture of so-called 12/24-month Easy-Pay promotions and ...

" Easy and convenient ways for customers to finance purchases"

What do you like best about PayPal Credit? Most people have a paypal account which they can use to apply for Paypal Credit if they dont already have it. This makes financing much easier since they already know and trust paypal. What do you dislike about PayPal Credit? An invoice must be created in order to pay with paypal credit, which makes sense, but takes a bit longer to send an invoice than just a standard paypal request. Sometimes paypal credit will not work even though the customer ...

"I would recommend "

What do you like best about PayPal Credit? It’s very convenient and quick. It’s an easy way to send and receive money when needed. What do you dislike about PayPal Credit? So far I do not have complaints. I am able to transfer money quickly with this. What problems is PayPal Credit solving and how is that benefiting you? I can send and receive money more quickly for business purposes.

"A great way to pay it forward"

What do you like best about PayPal Credit? I love how I can charge items (art supplies) for my art buisness and be able to pay for them over time. This is because I only sell paintings periodically. What do you dislike about PayPal Credit? Nothing really, it's a great service! I really enjoy how I can pay for even small purchases over time and the interest is not super duper high. Recommendations to others considering PayPal Credit: If you have long gaps between pay periods for your small ...

"A fast, easy way to pay online with incentives"

What do you like best about PayPal Credit? I like that Paypal is fast and easy and accepted at a variety of online merchants. I like the 0% interest, on purchases over a certain amount, if you pay in full within six months. Their customer service is also good. What do you dislike about PayPal Credit? The interest rate if you do not pay off your balance. Recommendations to others considering PayPal Credit: This is a trusted, safe way to pay with special promotions as an added bonus. What ...

"Not a fan"

What do you like best about PayPal Credit? It's easy to use and setup and I like that its integrated into a lot of things What do you dislike about PayPal Credit? I think they cheated me out of some money. I made payments but it seemed like they kept adding to my invoice. Recommendations to others considering PayPal Credit: none at this time. but it would be nice if the interest rates were lower. What problems is PayPal Credit solving and how is that benefiting you? When I really needed to ...

"Not a fan"

What do you like best about PayPal Credit? It's easy to use and setup and I like that its integrated into a lot of things What do you dislike about PayPal Credit? I think they cheated me out of some money. I made payments but it seemed like they kept adding to my invoice. Recommendations to others considering PayPal Credit: none at this time. but it would be nice if the interest rates were lower. What problems is PayPal Credit solving and how is that benefiting you? When I really needed to ...

"PayPal Credit"

What do you like best about PayPal Credit? You can make payment invoices and you can even make a payment order to request a pending payment.I can pay very fast and easily in the main online stores I know. Through this platform I can easily make purchases on eBay, What do you dislike about PayPal Credit? PayPal, the company continued to charge me for the service even when I had already canceled my subscription.it is not always good to use it to sell items or products, because you have to ...

"Super easy to use and accepted nearly every where"

What do you like best about PayPal Credit? The ease of use and the locations that it is able to be used. What do you dislike about PayPal Credit? There really isn't any dislikes associated with it. What problems is PayPal Credit solving and how is that benefiting you? Easy way to pay for things in the office