PayPal Credit Reviews in February 2025: User Ratings, Pros & Cons

"PPC for the Win"

What do you like best about PayPal Credit? 0% APR On qualifying purchases. Gave me a line of credit when I needed one What do you dislike about PayPal Credit? It's only digital credit card service, and I can't get any fhysical assistance. What problems is PayPal Credit solving and how is that benefiting you? Simplied online credit transactions for consumers

"Paypal Credit review"

What do you like best about PayPal Credit? it's convenient and easy to use and keep track of. It has helped with the organization and purchases for my small owned business. I can keep things separate from my other accounts and earn cash back. What do you dislike about PayPal Credit? There's not a lot to dislike that is within the control of the service. I have been using it for about 3 years now, it has continued to be a helpful resource for my business. What problems is PayPal Credit ...

"Paypal Credit review"

What do you like best about PayPal Credit? it's convenient and easy to use and keep track of. It has helped with the organization and purchases for my small owned business. I can keep things separate from my other accounts and earn cash back. What do you dislike about PayPal Credit? There's not a lot to dislike that is within the control of the service. I have been using it for about 3 years now, it has continued to be a helpful resource for my business. What problems is PayPal Credit ...

"You Will Get Burned"

What do you like best about PayPal Credit? Great credit limit to start which is helpful for a new business. What do you dislike about PayPal Credit? 1 accidental late payment, due to misunderstanding, which was remedied right away. Also setup auto pay for well over the months payment amount. They decreased my limit by 2/3 - just enough to cover what's been purchased. No help with this at all; unwilling to attempt to compromise. Dropped my over 700 credit scoree by 66 points. What problems ...

"You Will Get Burned"

What do you like best about PayPal Credit? Great credit limit to start which is helpful for a new business. What do you dislike about PayPal Credit? 1 accidental late payment, due to misunderstanding, which was remedied right away. Also setup auto pay for well over the months payment amount. They decreased my limit by 2/3 - just enough to cover what's been purchased. No help with this at all; unwilling to attempt to compromise. Dropped my over 700 credit scoree by 66 points. What problems ...

"Absolute scam and abusive system"

What do you like best about PayPal Credit? Nothing, the app is useless as you need to call them for more info, it's syncs after a week from a payment. What do you dislike about PayPal Credit? Everything, the fact that they've taken the money without asking(full amount), now I've paid all in full after a scandal and they are still charging me after paying extra already!!! Avoid at all costs! Recommendations to others considering PayPal Credit: Don't you ever think about using it! What ...

"Absolute scam and abusive system"

What do you like best about PayPal Credit? Nothing, the app is useless as you need to call them for more info, it's syncs after a week from a payment. What do you dislike about PayPal Credit? Everything, the fact that they've taken the money without asking(full amount), now I've paid all in full after a scandal and they are still charging me after paying extra already!!! Avoid at all costs! Recommendations to others considering PayPal Credit: Don't you ever think about using it! What ...

"Dont, just dont...."

What do you like best about PayPal Credit? Got a card and used it every day for work shipping. I ship @$250,000 a year. They upped my limit several times without asking which was nice until they closed my card without notice. I have never been late on payments and pay @$1000 a day to keep up. They just closed it as my general credit score dipped below 700 for just one day as I pay all my cards but one payment didn't clear in time and they just canceled me. Beware! Closing a card affects ...

"Dont, just dont...."

What do you like best about PayPal Credit? Got a card and used it every day for work shipping. I ship @$250,000 a year. They upped my limit several times without asking which was nice until they closed my card without notice. I have never been late on payments and pay @$1000 a day to keep up. They just closed it as my general credit score dipped below 700 for just one day as I pay all my cards but one payment didn't clear in time and they just canceled me. Beware! Closing a card affects ...

"simple consumer credit"

What do you like best about PayPal Credit? Paypal credit allows me to break up purchases into smaller payments. Just like it explains, it helps me to get something now and pay later. What do you dislike about PayPal Credit? I dislike that I end up buying more or things that I wouldn't have because it splits up the payments. What problems is PayPal Credit solving and how is that benefiting you? It allows me to stretch my dollars further.