Payactiv Reviews in February 2025: User Ratings, Pros & Cons

"Great to have your pay when you need it and not have to wait."

What do you like best about Payactiv? Pay when needed. You can get a potion of your pay inminutes. What do you dislike about Payactiv? The fees. You get charged for putting your pay on your pay card. Recommendations to others considering Payactiv: Pay when needed but fees you need to pay can get spendy. What problems is Payactiv solving and how is that benefiting you? Pay when needed to pay your bills with.

"Our experience has not been good."

What do you like best about Payactiv? The service they offer is important in this day and age. What do you dislike about Payactiv? The service is not working. There have been all kinds of issues once our ee's are given their cards. Very few have actually been able to get their money early. Recommendations to others considering Payactiv: Just be prepared for issues if you are trying to integrate it into your payroll system. We use Paycor and it's not working even though they have an ...

"Help your employees help themselves"

What do you like best about Payactiv? How easy it was to set up. We use ADP as our payroll provider, and they work together seamlessly. What do you dislike about Payactiv? We have been with them for about 6 months and have not had any issues. What problems is Payactiv solving and how is that benefiting you? Associates can see what they have earned every day, and that makes them feel better. They also have the ability to get paid sooner than their regular pay day and that helps them when ...

"One of my best business decisions"

What do you like best about Payactiv? We've been using PayActiv for over 3 years now without a single problem. It is absolutely seamless for us, in that it does not cost us time or money. About 20% to 25% of our workforce will use them in any given pay period. I haven't had a single employee ask for an advance on their paycheck since we started using PayActiv. I have recommended them to my fellow franchisees and other business owners that know. What do you dislike about Payactiv? Nothing to ...

"Payactiv a good as a virtual visa"

What do you like best about Payactiv? I got a 15$ bonus to sign up and they called to offer 10 more upon card activation. A free 25$! Also great for other employees to get items for the office. What do you dislike about Payactiv? The virtual card Can't be used on google pay, cashapp or PayPal. What problems is Payactiv solving and how is that benefiting you? I'm able to order supplies from Amazon and ebay for the office and school using the virtual and physical card. They give 10 for every ...

"Outstanding benefit for employees"

What do you like best about Payactiv? the anonymity for employees is very helpful they are more likely to use the service because they can do it with minimal people knowing and keep their dignity What do you dislike about Payactiv? many payperiods we have to reach out to Payactiv to have them upload our hours so that emplyees can access money very frustrating to the employee as well as us because we are a small operation Recommendations to others considering Payactiv: I think the it is a ...

"Easy to use & VERY helpful"

What do you like best about Payactiv? Very easy to use and helpful when your in a tight spot !! What do you dislike about Payactiv? Kinda slow picking up the hours like it should Recommendations to others considering Payactiv: Easy to use What problems is Payactiv solving and how is that benefiting you? Helpful when you need money and your in a tight spot !

"Great idea - Can use some logistical upgrades"

What do you like best about Payactiv? Employees get their money quicker than waiting for payroll. What do you dislike about Payactiv? There is some issues on the accounting side for us between what is paid out in Payactiv vs. our GL from payroll. What problems is Payactiv solving and how is that benefiting you? Employees love to get their money asap so anything to get it to them quicker helps.

"Great Product"

What do you like best about Payactiv? I enjoyed the quick and easy setup to get my employees started with PayActiv, the software is user-friendly and my employees have no issues. What do you dislike about Payactiv? The only thing I dislike, is I wish more of my employees would take advantage of the program. What problems is Payactiv solving and how is that benefiting you? I am solving issues with employees needing their pay early, they have the ability to withdraw funds and not have to wait ...

"Easy to see hours and know your pay"

What do you like best about Payactiv? That I'm able to see the hours that I have worked for the pay period What do you dislike about Payactiv? I dislike it don't always show the amount What problems is Payactiv solving and how is that benefiting you? That I'm able to get a pay advance without taking out a major loan