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Affirm - Buy Now Pay Later Platforms

Affirm Reviews in April 2025: User Ratings, Pros & Cons

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4.4

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Affirm Reviews & Ratings

4.4

Very Good

Based on 56 ratings & 44 reviews

Rating Distribution

Excellent

(34)

Very Good

(3)

Good

(3)

Poor

(0)

Terible

(4)

Expert's Review

Affirm is a standout payment solution that offers flexibility and ease for both customers and businesses. One of its key strengths lies in providing payment options via instalments, which opens up opportunities for customers who may not have been able to afford products otherwise. This not only boosts sales but also helps in increasing average order amounts and ...Read more

Affirm pros and cons

  • Provides payment solutions via instalments.

  • Affirm is flexible, well-built, and easy to use.

  • Increases average order amounts and sales.

  • Customer service is excellent.

  • Poor online ratings and limited revenue generation for some.

  • Limited availability outside the USA.

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Showing 31-40 out of 44

AU

Anonymous User

06/16/21

5 out of 5

"Affirm gets the job done!"

What do you like best about Affirm? Affirm was easy to implement and it's user-friendly. I appreciate the dashboard as it's easy to navigate. Any new user can quickly find what they are looking for and be given minial training. What do you dislike about Affirm? When orders do get stuck and/or not completed, we don't have the ability to push these orders through. We need to contact support. What problems is Affirm solving and how is that benefiting you? We're capturing 9% of customers who ...

Read more

KS

Kayla S

06/16/21

5 out of 5

"Affirm for e-commerce"

What do you like best about Affirm? Affirm was very easy to implement into our BigCommerce website. It has been great to offer the option for payment financing to our shoppers. What do you dislike about Affirm? We do wish there were more periods of 12 month zero interest financing without the fees for the retailer. Otherwise it has been great. What problems is Affirm solving and how is that benefiting you? We have been able to offer payment financing with our shoppers, which we did not have ...

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KS

Karly S

05/24/21

5 out of 5

"Great for when you in tight money situations"

What do you like best about Affirm? I've used Affirm multiple times for large purchases that made me feel uneasy paying the full amount up front. Being about to make a few payments on a large purchase made us feel more comfortable with our finances during COVID and I was able to get a new computer for work without having to pay $2000 up front. What do you dislike about Affirm? Only thing I didn't like was the organization of different catigories and stores. The ease of finding what you need ...

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AU

Anonymous User

05/03/21

5 out of 5

"Affirm Review"

What do you like best about Affirm? Ease of use, only a few short steps and I was signed up a quick loan, very tech savvy, and communication is great. What do you dislike about Affirm? Nothing as of yet. I have been using Affirm since January 2020 and have not come across anything I dislike. Recommendations to others considering Affirm: None What problems is Affirm solving and how is that benefiting you? Having the funds on hand to make a purchase, auto payments help to make payments on time.

AU

Anonymous User

05/01/21

5 out of 5

"Affirm"

What do you like best about Affirm? Pay over time at your favorite brands and outlets. What do you dislike about Affirm? The customer support should be improved for the benefits of customer. Recommendations to others considering Affirm: We can use affirm for all our financial needs and it's very convenient. What problems is Affirm solving and how is that benefiting you? Pay to our favorite brands and outlets it's very convenient.

AU

Anonymous User

05/01/21

4 out of 5

"Affirm is an easy to use platform that helps you pay for your purchases over time!"

What do you like best about Affirm? The thing I like the most about Affirm is how easy it is to use and navigate, especially compared to other programs (like AfterPay). I also like that I can purchase large ticket items (like a couch) and pay for them over a period of time. The program is clear and organized, and I can easily find the information I need. What do you dislike about Affirm? In my experience, I haven't seen any downsides of using Affirm. I would use Affirm again and prefer it ...

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MS

Marc S

04/28/21

4.5 out of 5

"Quick qualification"

What do you like best about Affirm? The quick credit qualification process for making online purchases. What do you dislike about Affirm? The app can sometime provide different credit limits as compared to the option on e-commerce sites. What problems is Affirm solving and how is that benefiting you? Helps clients create affordable options without using existing credit.

SO

Stephanie O

04/26/21

5 out of 5

"Affirm is a great resource for financing without having to involve your credit card!"

What do you like best about Affirm? The best thing about Affirm is that you can purchase items online without having to pay right away. With a credit card, you'd have to pay interest. With other companies, you have to pay fees on top of the item's price, but with Affirm, you purchase now and pay in fixed monthly payments over time. I recommend that everyone use Affirm for business or personal use. I use it all of the time. It is helping me get out of that nasty credit card debt that can ...

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AU

Anonymous User

01/09/21

4.5 out of 5

"Affirm helps me get the things I want really easily"

What do you like best about Affirm? I like being able to buy things now and pay later What do you dislike about Affirm? I do not like how you have to be approved by your credit score when other apps like Klarna and Afterpay dont do that What problems is Affirm solving and how is that benefiting you? The benefits are you can get what you want by making 4 small payments

AU

Anonymous User

12/17/20

4 out of 5

"Best in class point of sale financing, but not for all demographics"

What do you like best about Affirm? The product is first rate and the integration went smoothly. What do you dislike about Affirm? At the end of the day Affirm did not work for our business. It was not able to be used by enough of our users to make it worthwhile. What problems is Affirm solving and how is that benefiting you? Affirm enabled more customers to purchase since the upfront cost is so much less when compared to traditional checkout or other financing alternatives.