spotsaas-logo
Get Listed
Affirm - Buy Now Pay Later Platforms

Affirm Reviews in April 2025: User Ratings, Pros & Cons

Empowering financial freedom for all.

4.4

Add to compare

Affirm offers custom pricing plan

Request a Quote

Affirm Reviews & Ratings

4.4

Very Good

Based on 56 ratings & 44 reviews

Rating Distribution

Excellent

(34)

Very Good

(3)

Good

(3)

Poor

(0)

Terible

(4)

Expert's Review

Affirm is a standout payment solution that offers flexibility and ease for both customers and businesses. One of its key strengths lies in providing payment options via instalments, which opens up opportunities for customers who may not have been able to afford products otherwise. This not only boosts sales but also helps in increasing average order amounts and ...Read more

Affirm pros and cons

  • Provides payment solutions via instalments.

  • Affirm is flexible, well-built, and easy to use.

  • Increases average order amounts and sales.

  • Customer service is excellent.

  • Poor online ratings and limited revenue generation for some.

  • Limited availability outside the USA.

Log in Required to View Reviews

Filter results

Sort by :

Relevance
Relevance
Highest-Rated
Lowest-Rated
Least-Recent
Most-Recent

Share this page

Showing 11-20 out of 44

AU

Anonymous User

01/21/22

0 out of 5

"Lots of incompetence and extremely poor treatment of their merchant partners"

What do you like best about Affirm? It was an easy way to add financing options for customers if Affirm was more trustworthy What do you dislike about Affirm? The Affirm team is riddled with incompetence. Glitches on their end caused their system to cancel a customer's order automatically, yet it was still showing active on my customer's account. After the refund was processed, the customer was still turned off by the experience and did not return to place another order. This glitch cost my ...

Read more

JS

Jesenia S

01/20/22

5 out of 5

"They’re amazing!"

What do you like best about Affirm? They provide you with options of paying by weekly. What do you dislike about Affirm? I like everything! They do an amazing job! Recommendations to others considering Affirm: Yes! What problems is Affirm solving and how is that benefiting you? Providing my clients with payment options.

LN

Luke N

12/14/21

5 out of 5

"Affirm, a great tool for ecommerce shopping."

What do you like best about Affirm? Affirm allows our customers to pay over time with great interest rates and many options for payments. Affirm also provides loads of marketing materials and directly interfaces with our Shopify website. It couldn't be easier! What do you dislike about Affirm? I have had zero issues so far with Affirm. Their development team and their marketing team have been truly great to work with. If there is a downside, I haven't found it yet. What problems is Affirm ...

Read more

DW

Doug W

12/14/21

5 out of 5

"Great way to offer no-hassle financing to customers."

What do you like best about Affirm? Super easy to setup and implement with Woocommerce. What do you dislike about Affirm? I don't really have anything I don't like. What problems is Affirm solving and how is that benefiting you? Allowing customers more options for big ticket items.

AY

Al Y

11/20/21

4.5 out of 5

"Affirm ups and downs"

What do you like best about Affirm? Opportunity to buy and used installment to purchase What do you dislike about Affirm? Approved one minute, same day could be denied What problems is Affirm solving and how is that benefiting you? One order was cancelled. Affirm is rating me poorly even though once processed I am owed a refund there is no missed payments

CL

Ceric L

10/21/21

0.5 out of 5

"Not Exactly What They Are Hyped To Be..."

What do you like best about Affirm? Ease of Application process and approval What do you dislike about Affirm? Quick to send to Collections! Not a fan. Recommendations to others considering Affirm: Affirm is a great place to get payment-based purchases with little to no credit. HOWEVER, if you get on their payment plans, make sure you are timely with your payments. They are quick to send to collections and they will blacklist you instantly and forever if you miss a single payment. Their ...

Read more

MR

Michelle R

10/19/21

5 out of 5

"Great Alternative to Credit Cards"

What do you like best about Affirm? I like best that you get an instant decision without it affecting your credit, and if you don't qualify, you can check back in 15 days. What do you dislike about Affirm? It doesn't allow you to browse the different stores in the app without checking how much you qualify for first for each store. What problems is Affirm solving and how is that benefiting you? I don't have to use any of my saved cash reserves, and I can pay for large purchases over time ...

Read more

AU

Anonymous User

10/06/21

5 out of 5

"Great Partner for ecommerce retailers"

What do you like best about Affirm? They are easy to integrate and have high acceptance rate What do you dislike about Affirm? the rates are a bit higher than I would like What problems is Affirm solving and how is that benefiting you? Helps consumers afford our product by allowing payments over time.

AU

Anonymous User

09/23/21

4.5 out of 5

"frictionless payment alternate process"

What do you like best about Affirm? The seamless experience from merchant to payment gateway. What do you dislike about Affirm? Need more detailed reporting to support decision making What problems is Affirm solving and how is that benefiting you? Problem; Additional payment method and option to extend product on installments or loan help to reach an additional cohort Benefits: I see two major benefits Revenue: In general, the average order value for Affirm order is 2.5X New Customer: ...

Read more

MH

Mequel H

08/24/21

5 out of 5

"Great Service"

What do you like best about Affirm? The settlement report comes every night sale or no sale, and it also comes at a great time. What do you dislike about Affirm? Not everyone qualifies for the service affirm offers. What problems is Affirm solving and how is that benefiting you? Give more of my customers an option to pay and not spend all their money at one time. It helps keep my money flow going.