Best Tax Software for Freelancers and Gig Workers in 2025

Freelancers and gig workers have a unique relationship with taxes. Unlike traditional employees who get their taxes automatically deducted from paychecks, self-employed individuals must manage everything themselves—tracking income, calculating deductions, and ensuring compliance with tax regulations.

This can feel overwhelming, especially when juggling multiple projects, clients, and payment platforms.

That’s where tax software designed for freelancers makes life easier. The right tool helps with accurate tax calculations, deduction tracking, and filing both federal and state taxes—all without the stress of manual calculations. Whether you’re a freelancer, consultant, content creator, or rideshare driver, choosing software that fits your needs can save time and maximize your tax savings.

This guide highlights the best tax software for freelancers and gig workers in 2025, focusing on features that simplify tax filing, reduce errors, and help you keep more of your hard-earned money. Whether you’re looking for an all-in-one solution, a budget-friendly option, or software with expert tax support, this list will help you make an informed choice.

Who This Guide Is For

✅ Freelancers, consultants, and independent contractors

✅ Gig workers, including rideshare drivers, delivery couriers, and online sellers

✅ Anyone earning 1099 income or needing to file a Schedule C

✅ Self-employed professionals looking for ways to maximize deductions and save time

Let’s explore the must-have features to look for when choosing tax software for self-employed professionals.

Five Essential Features to Search for in Freelancer Tax Software

Choosing the best tax software is crucial for freelancers and gig workers to file taxes accurately, claim deductions, and escape IRS penalties. The following are five essential features to look for when selecting tax software for independent workers.

Self-Employment Tax Calculation

Freelancers pay both the employer and employee sides of Social Security and Medicare taxes, which amount to 15.3% of their net income. In contrast to W-2 employees who have these taxes withheld from their salaries, independent workers must compute and remit them themselves.

Expense & Deduction Tracking

One of the main benefits of tax software is that it can monitor deductible business expenses, which can reduce taxable income. Freelancers usually have various expenses, including home office expenses, internet and phone charges, travel expenses, and software subscription costs related to their business.

Quarterly Estimated Tax Payments

Because freelancers have no taxes withheld from their pay, they must make estimated tax payments to the IRS on a quarterly basis. The optimal tax software should have automatic estimated tax calculation by income and deductions, send timely reminders for impending due dates, and offer direct payment to the IRS.

Income Reporting for 1099 Forms

Unlike traditional employees who receive a single W-2 form, freelancers often receive multiple 1099-NEC or 1099-K forms from different clients and payment platforms. Managing and accurately reporting all sources of income can be challenging, and any mistakes may trigger IRS scrutiny.

Audit Support & IRS Assistance

Freelancers have a greater chance of being audited because they experience income fluctuations and claim deductions themselves. Having tax software that is equipped with audit assistance can add another level of protection. The best platforms have step-by-step advice to maintain compliance, professional review features to double-check accuracy, and direct IRS support in the event of an audit.

Best Tax Software for Freelancers and Gig Workers in 2025

Tax Software	Best For	Key Features
H&R Block Self-Employed	In-person + online support	Live tax expert assistance, easy import of 1099 forms
TaxSlayer Self-Employed	Affordable tax filing	Low-cost solution, all required IRS forms
FreeTaxUSA Self-Employed	Best free federal filing	Free federal returns, low-cost state returns
Keeper Tax	Best for automatic expense tracking	AI-powered tax write-offs, freelancer-friendly

H&R Block

H&R Block is Best For

Freelancers and gig workers are looking for tax preparation software that offers a balance of affordability, ease of use, and expert-assisted filing options.

Pricing & Fees of H&R Block

H&R Block offers a variety of tax filing options to accommodate different tax situations and preferences. Here’s an overview of their current offerings:

H&R Block Free Online

• Cost: $0 Federal, $0 State, $0 to File
• Best For: Simple tax situations

H&R Block Deluxe Online

• Starting Cost: $55 (State additional)
• Best For: Taxpayers with credits and deductions

Assisted Tax Preparation Services

• Starting Cost: $89 + additional state fee
• Best For: Individuals seeking professional assistance

(*Prices are subject to change and may vary based on promotions. State returns may incur additional fees. For the most current information, visit H&R Block’s official website.)

Overview of H&R Block

H&R Block is a trusted name in tax preparation, offering both DIY tax software and expert-assisted services. The platform provides a guided experience with an intuitive interface, helping users maximize deductions and file taxes accurately.

Users can choose between self-filing, expert review, or full-service tax preparation, depending on their needs. H&R Block also offers in-person tax assistance at physical locations, making it a flexible option for those who prefer professional support.

Why Choose H&R Block

H&R Block stands out for its combination of affordability, ease of use, and access to expert tax help. Unlike some tax software that is purely online, H&R Block gives users the option to visit local offices for in-person assistance.

Key Features of H&R Block

Max refund guarantee

H&R Block helps users maximize refunds by searching for every eligible deduction and credit. The tax software continuously checks for overlooked tax-saving opportunities and provides real-time refund updates.

Step-by-step guidance

H&R Block is a tax filing software that simplifies with an intuitive, question-based process that guides users through their returns. The platform ensures accuracy by automatically selecting the correct tax forms based on user input.

Expert tax assistance

Users have access to tax professionals through live chat, expert reviews, and full-service tax filing software. Whether needing a quick answer or a professional to review a return before submission, H&R Block ensures that expert help is always available. In-person assistance is also an option at nationwide retail locations.

Integrations of H&R Block

• Payroll Integrations – ADP, Gusto, Paychex, QuickBooks Payroll, Paycor
• HR Software Integrations – BambooHR, Workday, Zenefits, Rippling
• Accounting & Financial Management Integrations – QuickBooks, Xero, NetSuite, Wave
• Investment & Banking Integrations – Robinhood, Coinbase, Fidelity, Charles Schwab

Customers of H&R Block

H&R Block serves a diverse clientele, including freelancers, self-employed professionals, and small business owners. In the fiscal year 2022, the company prepared 20.5 million U.S. tax returns, with 8.5 million clients utilizing their DIY products.

While specific client names are not publicly disclosed, H&R Block’s extensive network of tax professionals and comprehensive service offerings make it a trusted choice for a wide range of taxpayers seeking reliable tax preparation assistance.

Pros & Cons of H&R Block

Pros	Cons
Easy-to-use interface	Extra fees for advanced features
In-person & online filing options	Limited support for complex tax situations
Affordable pricing for basic plans	Upsells for additional services
Strong customer support
Accurate tax calculations

Final Thoughts

H&R Block is a solid choice for freelancers and gig workers who want easy-to-use tax software with the option for professional assistance. While premium features can add to the cost, the platform’s extensive support and refund optimization tools make it a valuable investment.

Its combination of online and in-person tax support, along with a strong accuracy guarantee, makes it a reliable option for those seeking a stress-free tax filing experience.

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TaxSlayer

TaxSlayer is Best For

TaxSlayer is a tax preparation software designed for freelancers and gig workers seeking an affordable and user-friendly solution for filing their taxes. It offers a range of features to accommodate various tax situations, ensuring accuracy and maximizing refunds.

Pricing & Fees of TaxSlayer

TaxSlayer provides multiple pricing tiers based on the complexity of tax returns:

• Classic – $27.95 for all tax situations, covering all IRS forms, credits, and deductions.
• Premium – $49.95, includes all Classic features plus priority support, Ask a Tax Pro, and live chat.
• Self-Employed – $59.95, tailored for freelancers and business owners with additional support for 1099 and Schedule C filing.

State returns are an additional $42.95. Prices are subject to change and may vary based on promotions.

Overview of TaxSlayer

TaxSlayer simplifies the tax filing process with an intuitive interface that guides users through each step. It supports a wide range of tax situations, from simple W-2 income to complex self-employment income, ensuring users can accurately report their financial information.

The platform offers various support options, including access to tax professionals, to assist users throughout the filing process.

Why I Choose TaxSlayer

TaxSlayer stands out for its affordability and comprehensive features. Unlike some tax software that charges extra for certain forms or schedules, TaxSlayer’s Classic edition includes all necessary forms for a flat fee.

The platform also offers robust support options, such as the Ask a Tax Pro feature, providing users with access to tax professionals for personalized assistance. Its user-friendly design and commitment to maximizing refunds make it a compelling choice for a wide range of taxpayers.

Key Features of TaxSlayer

Ask a Tax Pro for unlimited support

TaxSlayer offers access to tax professionals through its Ask a Tax Pro feature, providing personalized guidance. Users can get answers to complex tax questions, ensuring accuracy and compliance with IRS rules.

Comprehensive tax filing

TaxSlayer supports all major IRS forms and schedules, making it suitable for a variety of tax situations. Whether users have W-2 income, self-employment earnings, rental properties, or investments, the platform ensures they can file accurately.

Maximum refund guarantee

The platform helps users claim every deduction and credit they qualify for to maximize their refund. TaxSlayer guarantees that users will receive the maximum refund possible, or their filing fees will be refunded.

Integrations of TaxSlayer

TaxSlayer offers several integrations to enhance the tax preparation experience. Here’s a breakdown of its key integrations:

• Accounting & Financial Management Integrations – QuickBooks Online, TaxDome
• Tax Document Management – Form8949.com

Customers of TaxSlayer

TaxSlayer serves a diverse clientele, including individual taxpayers, self-employed professionals, and small business owners seeking efficient tax preparation solutions. While specific client names are not publicly disclosed, TaxSlayer has garnered positive feedback from numerous users.

Pros & Cons of TaxSlayer

Pros	Cons
Affordable pricing for all plans	Limited features for complex returns
User-friendly interface	Extra fees for state filing
Free federal tax filing for simple returns	Fewer in-person support options
Strong customer support options
Quick & accurate tax calculations

Final Thoughts

TaxSlayer is an excellent option for freelancers and gig workers seeking affordable, comprehensive, and user-friendly tax preparation software. Its range of features, competitive pricing, and robust support options make it a strong contender in the tax software market.

While it may lack in-person support, its online resources and access to tax professionals provide ample assistance for most users.

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FreeTaxUSA

FreeTaxUSA is Best For

FreeTaxUSA is an online tax software designed for individuals and self-employed professionals looking for an affordable and straightforward way to file their taxes. It offers a full suite of tax filing features at a fraction of the cost of competitors while ensuring accuracy and maximizing refunds.

Pricing & Fees of FreeTaxUSA

FreeTaxUSA provides a transparent pricing structure:

• Federal Tax Return – $0.00 – All federal tax forms are free, regardless of complexity.
• State Tax Return – $14.99 per state return.
• Deluxe Edition – $7.99 – Includes priority support, unlimited amended returns, and audit assistance.
• Pro Support – $39.99 – Offers personalized advice from tax specialists via phone, live chat, or screen share.

(*Prices are subject to change and may vary based on promotions. For more details, visit the official pricing page)

Overview of FreeTaxUSA

FreeTaxUSA makes tax filing simple with a step-by-step interface that guides users through every section of their return. It supports various tax situations, from basic W-2 filings to more complex self-employment, investment, and rental income cases.

With robust features and affordable pricing, it provides an excellent alternative to higher-cost tax software without compromising accuracy. The platform ensures users can maximize deductions, track potential errors, and file their taxes efficiently, whether filing independently or with professional assistance.

Why Choose FreeTaxUSA

FreeTaxUSA stands out due to its cost-effectiveness and comprehensive support for tax forms. Unlike some competitors that charge extra for additional forms, FreeTaxUSA allows all users to access federal filing for free, no matter their tax situation.

Additionally, users can upgrade to the Deluxe or Pro Support packages for personalized expert assistance. Its user-friendly design and features, such as audit support and refund maximization tools, make it a strong choice for individuals and business owners alike.

Key Features of FreeTaxUSA

Comprehensive tax filing

FreeTaxUSA supports all major IRS forms and schedules, ensuring users can file tax returns for various financial situations, including self-employment, investments, and rental income. Whether filing a basic return or reporting business deductions, the platform covers everything without additional costs.

Maximum refund guarantee

The platform helps users claim every eligible deduction and credit to ensure they receive the highest refund possible. FreeTaxUSA continuously scans for tax-saving opportunities based on income, expenses, and filing status.

Additionally, the real-time refund tracker provides users with an instant estimate of their expected return. The tax software also includes a tax estimator tool, allowing users to plan ahead by forecasting their refund before they start the filing process.

Audit assistance

FreeTaxUSA includes audit assistance in its Deluxe package, providing users with guidance in case of an IRS inquiry. This service offers step-by-step explanations of the audit process and instructions on how to respond effectively.

Integrations of FreeTaxUSA

FreeTaxUSA offers limited direct integrations but allows users to import prior year tax data from other tax software platforms, making it easier for returning users to transition seamlessly.

Customers of FreeTaxUSA

FreeTaxUSA serves a wide range of individual taxpayers and self-employed professionals seeking affordable and efficient tax preparation solutions. While specific client names are not publicly disclosed, the platform has garnered positive feedback from numerous users.

Pros & Cons of FreeTaxUSA

Pros	Cons
Free federal tax filing for all users	Limited customer support (no phone support in free version)
Low-cost state tax filing	Basic user interface compared to premium competitors
Supports all major tax forms and schedules	No direct W-2 or 1099 import from employers
Accuracy and maximum refund guarantee
Affordable Deluxe edition with audit support

Final Thoughts

FreeTaxUSA is an excellent choice for individuals and self-employed professionals looking for an affordable, feature-rich tax software. Its low-cost pricing, support for all major tax forms, and user-friendly approach make it a standout option in the tax software market.

While it may lack some of the advanced integrations and high-end customer support of premium competitors, its focus on cost-effectiveness, accuracy, and audit support makes it a valuable option for anyone looking for a straightforward and budget-friendly tax filing experience.

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Keeper Tax

Who is Keeper Tax Best For?

Keeper Tax is ideal for freelancers, independent contractors, and gig workers looking for an automated solution to track expenses and maximize deductions effortlessly. With its AI-powered system, the platform automatically scans bank and credit card transactions, identifying write-offs that might otherwise be missed.

Pricing & Fees of Keeper Tax

Keeper Tax offers a subscription-based pricing model, making it a cost-effective option for self-employed individuals.

Keeper Tax Monthly Subscription

• Cost: Starts at $16 per month
• Best For: Freelancers and gig workers who want automated expense tracking with real-time tax savings calculations

Keeper Tax Annual Plan

• Cost: Varies based on promotions (billed annually)
• Best For: Self-employed individuals who want year-round tax support at a lower cost

Tax Filing with Keeper Tax

• Cost: Additional fee for tax filing assistance
• Best For: Users who want a streamlined, all-in-one solution for filing and expense tracking

Prices are subject to change based on promotions. For the most up-to-date pricing, visit Keeper Tax’s official website.

Overview of Keeper Tax

Keeper Tax simplifies tax filing for freelancers and self-employed professionals by automating expense tracking and categorization. The platform connects to a user’s bank account and uses AI to detect potential tax deductions in real-time.

This hands-off approach makes it particularly useful for gig workers and freelancers with multiple income streams who want to minimize taxable income without extensive bookkeeping.

Why Choose Keeper Tax?

Keeper Tax stands out for its AI-driven tax deduction tracking and mobile-friendly interface, making it one of the easiest tax tools for freelancers. Instead of manually sorting through transactions, users receive automated categorizations, helping them claim every possible tax write-off.

Unlike standard tax software, Keeper Tax provides ongoing tax estimates, allowing users to plan ahead for quarterly tax payments and optimize deductions throughout the year.

Key Features of Keeper Tax

Automated Expense Tracking

Keeper Tax scans transactions from linked bank accounts and credit cards, identifying tax-deductible expenses automatically. Users receive alerts when a transaction qualifies as a write-off, reducing the time spent on manual bookkeeping.

Real-Time Tax Savings Estimation

Unlike standard tax software that calculates tax liability only at the time of filing, Keeper Tax provides ongoing tax estimates. This allows freelancers to plan ahead for quarterly tax payments and optimize deductions throughout the year.

AI-Powered Deduction Finder

The AI categorizes expenses into standard IRS tax deduction categories, ensuring freelancers don’t miss out on common deductions like home office expenses, internet costs, software subscriptions, and business travel.

Seamless Tax Filing Integration

Keeper Tax offers optional tax filing services that integrate with its expense tracking system, allowing freelancers to file returns without manually inputting deductions.

Mobile-Friendly Platform

Designed for freelancers managing taxes on the go, Keeper Tax offers a mobile app that lets users track write-offs from their smartphones.

Integrations of Keeper Tax

Keeper Tax integrates with major financial platforms and payment processors, ensuring freelancers can easily sync their income and expenses.

• Banking & Payment Integrations – PayPal, Venmo, Stripe, Cash App, Square
• Gig Platform Integrations – Uber, Lyft, Instacart, DoorDash, Fiverr, Upwork
• Accounting Software Integrations – QuickBooks, FreshBooks, Wave

Customers of Keeper Tax

Keeper Tax primarily serves freelancers, gig workers, and self-employed professionals who need an automated way to track deductions. It is particularly beneficial for those who earn income from multiple gig platforms, have a high volume of business expenses, want a hands-off approach to tax tracking, and need real-time tax savings insights.

With thousands of users trusting Keeper Tax for automated deduction tracking, it has become a go-to solution for freelancers looking to reduce tax liability without the hassle of manual record-keeping.

Pros	Cons
Automated tax deduction tracking	Subscription-based pricing
Real-time tax savings estimates	No free filing option
Mobile-friendly for freelancers	Not ideal for complex taxes
Integrates with gig platforms
Saves time on manual tracking

Final Thoughts on Keeper Tax

Keeper Tax is a practical choice for freelancers who want an automated way to track deductions without the hassle of manual bookkeeping. The AI-powered deduction finder, real-time tax savings insights, and seamless tax filing options make it an effective tool for self-employed individuals looking to reduce tax liability.

For freelancers who struggle with organizing receipts, missing deductions, or estimating quarterly taxes, Keeper Tax offers a simple, hands-off solution that maximizes tax savings year-round.

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How to Select the Best Tax Software for Your Requirements

The best tax software as a freelancer is determined by various factors such as cost, simplicity, audit protection, mobile access, and compatibility with gig platforms. The ideal one should make tax filing easy while being accurate and compliant with IRS rules.

Criteria	Details
Budget-Friendly vs. Feature-Rich	Free tax software suits simple returns, while paid options offer advanced features like expense tracking, audit support, and state filing.
Ease of Use	Choose software with a user-friendly interface, guided filing, and live support to simplify tax preparation.
Audit Protection	Freelancers at risk of audits should select software with IRS notice assistance, audit defense, and expert tax support.
Mobile Access	Mobile-friendly tax software lets freelancers manage taxes, track expenses, and file returns from anywhere.
Integration with Gig Platforms	Tax tools that sync with Uber, Fiverr, PayPal, and DoorDash streamline 1099 income reporting and reduce errors.

Common Tax Mistakes Freelancers Should Avoid

Freelancers and gig workers face unique tax challenges, and small errors can lead to costly penalties, missed deductions, or IRS scrutiny. Avoiding these common tax filing mistakes can help independent workers save money and stay compliant with tax laws.

Forgetting to Pay Quarterly Taxes

Unlike traditional employees, freelancers don’t have taxes automatically withheld from their earnings. Instead, they must estimate and pay taxes every quarter based on their income.

Not Tracking Expenses Properly

One of the biggest tax advantages of freelancing is the ability to deduct business expenses. However, failing to track expenses throughout the year can lead to missed deductions and higher taxable income.

Mixing Personal & Business Finances

Many freelancers make the mistake of using their personal bank accounts and credit cards for business transactions. This not only makes tax filing more complicated but also raises red flags during an IRS audit.

Ignoring State & Local Taxes

Freelancers often focus on federal tax obligations but overlook state and local tax requirements. Some states impose additional self-employment taxes, while others have unique tax rules for independent contractors.

Skipping Health Insurance Deductions

Self-employed individuals can deduct health insurance premiums for themselves, their spouses, and dependents. Many freelancers miss this deduction, which can significantly lower taxable income.

Best Tax Software for Expats and Non-Residents

Conclusion

Finding the right tax software for freelancers and gig workers comes down to individual needs. Some prioritize affordability, while others look for expert guidance or seamless integrations with existing financial tools. The best choice depends on what matters most—whether it’s maximizing deductions, simplifying expense tracking, or ensuring smooth federal and state tax filing.

Which Tax Software is Right for You?

• Best for Budget-Conscious Freelancers: Choose software with a free version or a low-cost plan that still offers essential features like 1099 filing and basic deduction tracking.

• Best for Maximizing Deductions: Look for a tool that offers real-time deduction tracking and categorization to ensure you don’t miss out on savings.

• Best for Expert Support: Some platforms provide live tax professional assistance, ideal for those who prefer guidance through complex tax situations.

• Best for Easy Integration: If you already use QuickBooks, Wave, or FreshBooks, select tax software that integrates seamlessly for smooth financial management.

• Best for Mobile Access: Freelancers who manage work on the go should opt for software with a user-friendly mobile app for quick access to tax data anytime.

Try Before You Commit

Most tax software providers offer free trials or demos, allowing freelancers to explore the platform before making a decision. Taking advantage of these trials helps ensure the tool aligns with specific needs, whether for simple tax filing or advanced financial tracking.

Final Thoughts

The right tax software does more than just help with filing—it saves time, reduces stress, and ensures compliance with tax laws while optimizing deductions. With so many great options available, freelancers and gig workers can find a tool that simplifies tax season and allows them to focus on what they do best.

Frequently Asked Questions